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What’s unconstitutional about the govt giving loans out based on race? Haha wowSo what exactly is unconstitutional about the EO again. Oh I get it. It is HUD's plan and the MAGANUTS believe that the president has dictatorial power and micromanages all aspects of the Federal Bureaucracy. Never mind.
First of all the EO doesn't loan money. Secondly,What’s unconstitutional about the govt giving loans out based on race? Haha wow
It's against the Civil Rights Act, not the Constitution.So what exactly is unconstitutional about the EO again. Oh I get it. It is HUD's plan and the MAGANUTS believe that the president has dictatorial power and micromanages all aspects of the Federal Bureaucracy. Never mind.
All civil rights laws are based on the 14th amendment to the constitution.It's against the Civil Rights Act, not the Constitution.
Title II
Civil Rights Act (1964)
EnlargeDownload Link Citation: Civil Rights Act of 1964; 7/2/1964; Enrolled Acts and Resolutions of Congress, 1789 - 2011; General Records of the United States Government, Record Group 11; National Archives Building, Washington, DC. View All Pages in the National Archives Catalog View Transcript...www.archives.gov
The EO directs HUD to loan money...the President runs HUD.First of all the EO doesn't loan money. Secondly,
"An investigation by The Markup has found that lenders in 2019 were more likely to deny home loans to people of color than to white people with similar financial characteristics — even when we controlled for newly available financial factors the mortgage industry for years has said would explain racial disparities in lending.
The secret bias hidden in mortgage-approval algorithms
The new four-bedroom house in Charlotte, North Carolina, was Crystal Marie and Eskias McDaniels’ personal American dream, the reason they had moved to this Southern town from pricey Los Angeles a few years ago.apnews.com
Holding 17 different factors steady in a complex statistical analysis of more than 2 million conventional mortgage applications for home purchases, we found that lenders were 40% more likely to turn down Latino applicants for loans, 50% more likely to deny Asian/Pacific Islander applicants, and 70% more likely to deny Native American applicants than similar white applicants. Lenders were 80% more likely to reject Black applicants than similar white applicants. These are national rates.
In every case, the prospective borrowers of color looked almost exactly the same on paper as the white applicants, except for their race.
The industry had criticized previous similar analyses for not including financial factors they said would explain disparities in lending rates but were not public at the time: debts as a percentage of income, how much of the property’s assessed worth the person is asking to borrow, and the applicant’s credit score.
The first two are now public in the Home Mortgage Disclosure Act data. Including these financial data points in our analysis not only failed to eliminate racial disparities in loan denials, it highlighted new, devastating ones."
That fool wants to give loans to people on the basis of their race or sexual preferences. House Rep is opposing it.
No it doesn't. HUD insures the loans. Common Questions from First Time HomebuyersThe EO directs HUD to loan money...the President runs HUD.
Then why is he issuing EO telling the agency what to do?No it doesn't. HUD insures the loans. Common Questions from First Time Homebuyers
When someone with a HUD insured mortgage can't meet the payments, the lender forecloses on the home; HUD pays the lender what is owed; and HUD takes ownership of the home. Then we sell it at market value as quickly as possible.
Currently it is run by Marcia Fudge who was confirm 66-34 by the senate. Like I said Biden doesn't micromanage any Agency.
a man with dementia signs everything put in front of him
how petty and immature, how many years of persecution will it take to convince the american people, that the greatest president ever, is the worst evil in the world
Trump is known for the central park five.how petty and immature, how many years of persecution will it take to convince the american people, that the greatest president ever, is the worst evil in the world
The man that builds the greatest ice skating rink new york has ever seen we are to believe is going to build concentration camps? Well, if Trump built concentration camps, or wanted to, they would be already built and they would be the best concentration camps in the world. Perfect concentration camps.
Yet, while president, Trump did nothing that you accuse Trump of, why is that? It must be because you are full of shit and very naive.Trump is known for the central park five.
As far as Wollman rink... "Adrian Benepe, then the Parks Department's spokesperson and later its commissioner, stated the project was largely complete by the time Trump entered the picture, and that the city, not Trump, had paid the contractors for the actual reconstruction."
Thats the Trump that would build concentration camps for his "vermin".
When did trump say that? Funny you all have to resort to making things up about trump to get people to support xiden
When did trump say that? Funny you all have to resort to making things up about trump to get people to support xiden
Sorry, you must of gotten confused, I didn't ask for a Demafascsit propganda headline....I asked for a quote from Trump saying he wanted concentration camps, like you claimed when you posted that cartoon