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perhaps the term you seek is petrocurrency Kevin....
Free market?
No.
I don't blame bubbles on unicorns, either... since there are no unicorns just there is no, nor has there ever been, nor will ther ever be a mythical creature known as a "FREE market"
I definitely DO blame bubbles on too few people having too much disposable income to invest, while far too many people have far too little money to spend or save, though.
Now how do you suppose those conditions happened?
A simple four word answer will suffice, I hope: supply side economic policies