Will You Pay More So That I MIGHT Live?

Discussion in 'Healthcare/Insurance/Govt Healthcare' started by AVG-JOE, Nov 30, 2009.

  1. AVG-JOE
    Offline

    AVG-JOE American Mutt Staff Member Gold Supporting Member

    Joined:
    Mar 23, 2008
    Messages:
    22,888
    Thanks Received:
    4,882
    Trophy Points:
    260
    Location:
    Your Imagination
    Ratings:
    +7,017
    The Scenario:

    I am a 63 year old male. I'm married with grown children and grandkids. To everyone but my family, I am somewhere between a nobody and a statistic. I work at a job that is tolerable and stable enough to look forward to retiring at my full retirement age of 66, even though I could live on the Social Security that was available to me at 62. I have health coverage through my employer via private insurance.

    I have just been diagnosed with a very serious condition that breaks down like this:

    Without treatment I will die within 3 months. There is a treatment available which has a 100% chance of extending my life for 9 more months and a 6% chance of curing me.

    The cost of the treatment is huge in both dollars and health care resources.

    Here is the question for discussion:

    Are YOU willing to suffer a 5% increase in your premiums so that the insurance underwriter we share can afford to give me 6 months + lottery odds at a cure?

    Is it fair of me to ask you to?
     
  2. xsited1
    Offline

    xsited1 Agent P

    Joined:
    Sep 15, 2008
    Messages:
    17,750
    Thanks Received:
    5,299
    Trophy Points:
    198
    Location:
    Little Rock, AR
    Ratings:
    +5,306
    I can answer this with a joke:

     
    • Thank You! Thank You! x 1
  3. Toronado3800
    Offline

    Toronado3800 VIP Member

    Joined:
    Nov 15, 2009
    Messages:
    3,572
    Thanks Received:
    274
    Trophy Points:
    85
    Ratings:
    +355
    Interesting way to word the problem. How about if it were a 1/10th of 1% increase.

    I really don't know what to do about the medical problem. W/O any other ideas this socialized medicine thing seems worth the try.
     
  4. Modbert
    Offline

    Modbert Daydream Believer Supporting Member

    Joined:
    Sep 2, 2008
    Messages:
    33,178
    Thanks Received:
    2,957
    Trophy Points:
    48
    Ratings:
    +2,962
    The insurance companies would of already said you fudged your weight and kicked you off. But don't worry, there is no "health care rationing" in this country. :rolleyes:

    And I'd do it if I had the opportunity.
     
    • Thank You! Thank You! x 1
  5. Annie
    Offline

    Annie Diamond Member

    Joined:
    Nov 22, 2003
    Messages:
    50,847
    Thanks Received:
    4,644
    Trophy Points:
    1,790
    Ratings:
    +4,770
    Ah, but you needn't to. It's part of the actuarial tables in use already.
     
  6. Care4all
    Offline

    Care4all Warrior Princess Supporting Member

    Joined:
    Mar 24, 2007
    Messages:
    32,712
    Thanks Received:
    6,609
    Trophy Points:
    1,170
    Location:
    Maine
    Ratings:
    +11,047
    Do unto others as you would want them to do unto you.....

    Does that fit this scenario?
     
    • Thank You! Thank You! x 1
  7. Modbert
    Offline

    Modbert Daydream Believer Supporting Member

    Joined:
    Sep 2, 2008
    Messages:
    33,178
    Thanks Received:
    2,957
    Trophy Points:
    48
    Ratings:
    +2,962
    And the classic, What Would Jesus Do?
     
  8. Care4all
    Offline

    Care4all Warrior Princess Supporting Member

    Joined:
    Mar 24, 2007
    Messages:
    32,712
    Thanks Received:
    6,609
    Trophy Points:
    1,170
    Location:
    Maine
    Ratings:
    +11,047
    Not necessarily.....

    The Golden rule, is present in all religions or regions of the world, not just Christianity....

    http://www.religioustolerance.org/reciproc.htm
     
  9. Modbert
    Offline

    Modbert Daydream Believer Supporting Member

    Joined:
    Sep 2, 2008
    Messages:
    33,178
    Thanks Received:
    2,957
    Trophy Points:
    48
    Ratings:
    +2,962
    Very true if you look at it in that way.
     
  10. Care4all
    Offline

    Care4all Warrior Princess Supporting Member

    Joined:
    Mar 24, 2007
    Messages:
    32,712
    Thanks Received:
    6,609
    Trophy Points:
    1,170
    Location:
    Maine
    Ratings:
    +11,047
    Versions of the Golden Rule in 21 world religions
     

Share This Page