Many of you are so ignorant of the real villains in the health care costs or you are either afraid! You naively attack the health insurance companies that are simply the payers of the health care bills presented to them! If any of you took the time to honestly look at health insurance companies "PUBLIC" financial documents you'd see the average health insurance company pays out 80% of premiums in claims. AND $600 billion according to the people [health care providers!!!] that MAKE those payment claims to the insurance company is done purely out of fear of lawsuits! Who pays that? Insurance companies/Medicare and the general public. All because 90% of the doctors admit they practice "defensive medicine" so they won't be sued! Nine out of 10 physicians reported practicing defensive medicine. Doctors Estimate Defensive Medicine Costs Americans $650-850 Billion Annually Doctors Practice Medicine in Fear, New Study Finds Why is is so hard to face this Number ONE cost driver..FEAR of Lawsuits create "Defensive Medical practices"! There is a solution if any of you have any interest in learning rather then constantly blaming the wrong parties!