There are some good minds on this board (and one anal person that I will ignore as much as possible). The question is, if you were looking to invest $10,000 right now, where would you place it? I would put in the limiting terms "minimal risk" and "half a year duration." If you want to use other limiting terms state up front what you are offering. There are people on the board every day who are looking for potential good investment ideas. Do you have one or two for the readers (many of whom are not posters.) Is anybody brave enough to offer a suggestion?