People must be protected against bad banks. The US Supreme Court ruled that states cannot sue bad national banks. I regret to inform them all that the people have every right to expect their states attorney generals to have the authority to sue for the protection of the citizens of the state they are in charge of. Both the people with their money in the bank and the people who makes payments to those banks. Since the Fed refuses to act within a responsible manner then the peoples representatives need too on their behalf. I have very little good to say about the legal guru's of Iowa but I do agree with their attorney general on this matter.