alan1
Gold Member
B. My spawn have insurance available to them through their employers
Question: If my spawn choose to not purchase insurance through their company sponsored plan, am I therefore required by law to add them to mine? Am i required by law to pay for it merely because they are under 26?
Of course not. You are not required to do anything.
The law regulates insurers, requiring them to give you an option ("A group health plan and a health insurance issuer offering group or individual health insurance coverage that provides dependent coverage of children shall continue to make such coverage available for an adult child (who is not married) until the child turns 26 years of age. "). Whether or not your family chooses to exercise that option is your business.
Are you saying I have the option to not purchase medical insurance even if I can afford it and it is available to me? I was pretty darn sure part of the bill requires people to have insurance.