jreeves
Senior Member
- Feb 12, 2008
- 6,588
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*shrugs shoulders* .....its not quite an exemption, since its a mass decree, but close. That is another exemption or adjustment to correct for the ....wait for it.........I said wait for it.....
unintended consequences of Obama care.
U.S. to Let Insurers Raise Fees for Sick Children
By ROBERT PEAR
Published: October 13, 2010
WASHINGTON The Obama administration, aiming to encourage health insurance companies to offer child-only policies, said Wednesday that they could charge higher premiums for coverage of children with serious medical problems, if state law allowed it.
Earlier this year, major insurers, faced with an unprofitable business, stopped issuing new child-only policies. They said that the Obama administrations interpretation of the new health care law would allow families to buy such coverage at the last minute, when children became ill and were headed to the hospital.
In September, the administration said that insurers could establish open-enrollment periods for example, one month a year during which they would accept all children.
Now, on Wednesday, the administration, answering a question raised by many insurers, said they could charge higher premiums to sick children outside the open-enrollment period, if state laws allowed such underwriting, as many do.
Insurers can adjust their rates based on health status until 2014, to the extent state law allows, said Jay Angoff, director of the Office of Consumer Information and Insurance Oversight at the Department of Health and Human Services.
conclusion-
http://www.nytimes.com/2010/10/14/health/policy/14health.html
rest at-
SOOOooo...... How hard did you fight for a Public Option? and all this bellyaching about a proposed or requested higher premium for existing conditions is worse than no insurance at all? That was the existing situation. Previous existing condition ...nothing for ya pal..just die. So what really is your point?
How about the insurers that already covered sick children with pre-existing conditions?