What do you give up first? What can you do without? This is my list. 1) In-laws - I've been looking for an excuse to unload these folks since the day I meet them. 2) Cable/Satellite TV - I have 500 channels but only watch the networks anyways. 3) Yard guy - I pay $100.00 a month for a gym I don't go to so why not start doing my own yard and getting the workout. 4) Eating out - My wife is the best cook in the world yet we monthly go out and plunk down $100.00 for an average meal. 5) Coffee - Never was a big Starbuck person but about once a week I would hit it for a Mocha - Venti. 6) Beer- Well let's not go nuts here that's a keeper. 7) Internet access - I might down grade but I would be desperate to get rid of it. It is almost a necessity. 8) Cell Phone- Same as internet Whats your list?