ahemmmm, that IS THE BUSINESS MODEL for health insurance....
the HEALTHY ALWAYS pays for the unhealthy....THAT is just the way insurance is... and has always been.....it is the definition of insurance.
Yes, that is what insurance is all about: those making claims have them paid for by those not making claims. But the difference is that insurance is a voluntary arrangement. I get a promise of coverage while the company gets my premium in return for that promise. That's fine.
What's not fine is mandating it for everyone.