Greenbeard
Gold Member
This means for EXAMPLE...
smokers and non smokers alike are charged the same premium as smokers because the companies CAN'T ASSESS RISK!!!
Smokers and non-smokers won't be charged the same premium. Perhaps you should start checking your "facts."
Is smoking a "pre-existing condition"?
Tobacco use is a factor on which insurers may rate. Smokers can be charged a higher premium than non-smokers.