If anyone has ever tried to make a purchasing decision re: Health Insurance, they know that there are measurables between Insurance programs. Anyone who has used insurance has noticed the same things. Co-pays for services and drugs, deductables, coverage limits across time, coverage caps, covered precedures and pre-existing conditions. The only one of these that I've heard discussed is pre-existing conditions. Co-pays apply to office visits, drugs, all proceedures, E-Room visits, Hospital stays and every other thing you can think of. This debate is being conducted at 35 thousand feet, but the care will be conducted on the ground. Any bill passed by the Congress must by detailed to the nth degree in what is covered and what is not. Details will make the dream a nightmare. What is hailed today by the Administration as the panacea will undoubtedly be the same ol' same ol' from Uncle Sam. I'm a tad suspiscious of the government running anything. We have all heard the Postal Service motto starting out, "Niether rain nor snow...", but that has changed a tad to the point today where our mail carriers won't get out of their vehicle to get to the mail box if it snowed. I can hardly wait to have this commitment applied to healthcare.