Fraudulent charges on my credit card

Discussion in 'General Discussion' started by xotoxi, Dec 23, 2009.

  1. xotoxi
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    xotoxi Platinum Member

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    I received a call from Discover today. Apparently, there were three charges to my account yesterday.

    Sears: $800
    Citgo: $600
    JCPenney: $1200

    All of them were in Pennsylvania and they were all keyed in.

    Luckily Discover is going to investigate and I won't be responsible for the charges.

    But I feel slightly violated...
     
  2. JenyEliza
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    JenyEliza Princess of Rhetoric

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    Sorry about that! I'd feel violated if I were you too. It will be interesting to see how your digits got stolen and used like that.

    As for me, I don't have credit cards. I'm on a cash only basis. It's cheaper and it protects me (somewhat) from this kind of nonsense.

    I do have two debit cards for two separate accounts (mine and the child support, which I keep separate so that I can always prove how the CS gets spent--on the kids). Obviously, those digits could be stolen but they're covered much like a credit card in the case of fraud.

    So anyway....good luck. Let us know how it turns out.

    Jen
     
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  3. uscitizen
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    uscitizen Senior Member

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    Hey now I did not do the JCPenney stuff.
     
  4. hjmick
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    hjmick Gold Member

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    $600.00 at Citgo? Someone's got a huge gas tank! Or maybe Hugo Chavez is in town and will only allow his limos to be filled up at the national gas stations? Xotoxi, are you sure you didn't loan your car to Hugo?
     
  5. Granny
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    Granny Gold Member

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    I'm sorry this has happened to you! I'm sure you do feel violated. Hope it all turns out good for you.
     
  6. xsited1
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    xsited1 Agent P

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    Sorry about that. I needed some new clothes, a lawn mower, a tank of gas and 5000 Slim Jim Meat Sticks.
     
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  7. Immanuel
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    Immanuel Gold Member

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    That is terrible, Xotoxi, but who says they stole your number?

    Earlier this week, I had a different situation. I went Christmas shopping. I tried to make four purchases that night. The third purchase was declined on the first two tries, but the third time it went through. On the fourth purchase it would not go through at all and I had to use another card.

    When I got home, I called my credit card company and they informed me that they had blocked the attempts because of the unusual purchases, but not to worry IF these had been fraudulent purchases I would not have to pay for them. I wasn't worried.

    The good thing was though that they did block the card temporarily because if my card had been stolen we all would have had to pay for it with higher interest rates.

    Immie
     
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  8. Zona
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    Zona A guy in ariZONA

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    Sorry to hear about this, but it will be cleared up....the thing is, you need to try and figure out how they got your number in the first place.

    Same thing happened to me on my NFCU card. They cleared out my checking account from that card.

    It got cleared up, (Navy Federal credit union rocks!) but to this day, I don't know how they got the number.

    Needless to say, i got a better shredder...lol
     
  9. Toro
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    Toro Diamond Member

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    I assumed you canceled it.

    Credit card companies are responsible by law for fraudulent activities on your credit card, not you. So Discover has to eat the charges.
     
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  10. Xenophon
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    Xenophon Gone and forgotten

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    Just admit you bought lots o porn and be done with it.
     

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