strollingbones
Diamond Member
so there is all this news about bank of america and foreclosures....homeowners be warned.
i had a mortgage wit boa. so one day i go in and pay my house payment....the next day i go online to check my accounts....oddly enough the house payment has not been accured....i wait a week...still not accured...so i call the bank...my house payment has been mistakenly put in 'suspense' ....say what....but they would correct it as soon as the computers updated at midnight...soooooooo my next payment comes due....no accurement of last payment but in good faith i make another payment and talk to the bank again. I was assure it would be taken care of at midnight when the computers upgraded.
a week goes by...neither payment is accurred....now i am getting a wee bit concerned and making calls..everyone assures me it will be taken care of....another month and half goes by...still no accurement of the 2 payments....so i make a half payment....on mortgage...
nothing is accured. now i am showing being nearly 90 behind in mortgage..one of them wtf moments...so i go in to pay off my mortgage and get this over with....they wont give me a balance....they want me to pay what they say i owe...(without the 2.5 payments) well i bow up and tell them no.
after a lot of calls i finally get some big wheel and explain it to him....i am sitting on the side of the road talking on a cell..when he says....'i will take care of this immediately' well maybe i shouldn't have said this....but i told him ' i dont believe a fucking word you are saying, everyone has told me this would be taken care of and done fuck all.' maybe big wheels dont hear the word fuck from their customers much..but he got it taken care of...and mailed me a letter saying it was all their fault and i was never behind on payments...
banks suck watch them and keep your papertrail.
i had a mortgage wit boa. so one day i go in and pay my house payment....the next day i go online to check my accounts....oddly enough the house payment has not been accured....i wait a week...still not accured...so i call the bank...my house payment has been mistakenly put in 'suspense' ....say what....but they would correct it as soon as the computers updated at midnight...soooooooo my next payment comes due....no accurement of last payment but in good faith i make another payment and talk to the bank again. I was assure it would be taken care of at midnight when the computers upgraded.
a week goes by...neither payment is accurred....now i am getting a wee bit concerned and making calls..everyone assures me it will be taken care of....another month and half goes by...still no accurement of the 2 payments....so i make a half payment....on mortgage...
nothing is accured. now i am showing being nearly 90 behind in mortgage..one of them wtf moments...so i go in to pay off my mortgage and get this over with....they wont give me a balance....they want me to pay what they say i owe...(without the 2.5 payments) well i bow up and tell them no.
after a lot of calls i finally get some big wheel and explain it to him....i am sitting on the side of the road talking on a cell..when he says....'i will take care of this immediately' well maybe i shouldn't have said this....but i told him ' i dont believe a fucking word you are saying, everyone has told me this would be taken care of and done fuck all.' maybe big wheels dont hear the word fuck from their customers much..but he got it taken care of...and mailed me a letter saying it was all their fault and i was never behind on payments...
banks suck watch them and keep your papertrail.