Another 15% rise in health insurance this year

Discussion in 'Healthcare/Insurance/Govt Healthcare' started by Gadawg73, Feb 15, 2011.

  1. Gadawg73
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    Gadawg73 Gold Member

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    Just like the last 15 years.
    My policy for very healthy, no prior history is now over $1000.00 a month for my family of THREE. 5K Deductible.
    Add in my HSA that is 18K I pay this year. I make good $$ so I have it.
    Folks, this system is unsustainable. My nephew is 27, self employed and making 40K a year and he has a daughter with bad allergies. He can not afford his policy of $1200 a month, 5K deductible, and had to drop it. With co-pays he paid over 15k last year.
    The
    Group health care through insurance is the worst possible system to deliver health care to a working nation.
     
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  2. westwall
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    westwall USMB Mod Staff Member Gold Supporting Member Supporting Member

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    And based on the Obama care system it will continue to rise. Even the administration finally admitted that their system would cause rates to rise.
     
  3. Gadawg73
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    Gadawg73 Gold Member

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    You are right. The Obama care system was MORE OF THE SAME.
    Group health care third party payee system where THE INSURANCE COMPANY, NOT YOU pays the bill has to go.
    Does your car insurance pay for oil changes and tires?
    Does your employer pay your car and homeowners insurance?
    Benefit health care has runied health care.
    The 15% rise each year over the last 15 years: WTF did that have to do with Obama?
    Health care was 6% of GNP in 1965. It is 18% now: WTF did that have to do with Obama?
    In 2007 55% of ALL HEALTH CARE DOLLARS went to pay for chronic diseases of 4% of the American UNHEALTHY population: WTF did that have to do with Obama?
    How does it work 17 years from now when the average health care premium per family IS 48k A YEAR?
    And how does it work in 24 years when health care costs ARE 40% OF GNP?
    Obama or not that is what the average HAS BEEN FOR THE LAST 30 YEARS.
    WAKE UP AMERICA.
     
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  4. rdean
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    rdean rddean

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    Republicans will never help the middle class. Sorry, people are on their own.

    The number one cause of bankruptcy is medical bills.

    The year before Obama took office, health care shot up 30%.

    The CEO of Cigna made over 100 million dollars in one year. How many insurance policies does it take to pay a single 100 million dollar salary?

    Insurance companies are true "death panels".

    At least Obama tried to get help for the American people. Insurance companies don't employ doctors, nurses, own hospitals. They exist simply as parasites on this country. They are "middle men". They are not needed. They are one of the corporate groups who have the Republican Party in their collective pockets. Their only goal is to squeeze as much money as they can out of the American people and with the support of the Republican party, there is plenty more money to skim.
     
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  5. uscitizen
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    uscitizen Senior Member

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    Single payor insurance is the only way to go.
     
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  6. Bill O'Olberman
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    Bill O'Olberman Active Member

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  7. AquaAthena
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    AquaAthena INTJ/ INFJ

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    "Folks, this system is unsustainable."

    Yes, Gadawg, it is the goal of the progressives in general, and our president in particualar, to succeed in that endeavor.
     
  8. uscitizen
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    uscitizen Senior Member

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    Umm the healthcare "reform" that we wound up was nothing like Obama started out to get.
    what we wound up with was the result of compromise because of lobbyist pressures.

    and as I predicted before the negotiations even started that we would wind up with nothing that benefitted pretty much no one except the insurance companies and the health care industry.
     
    Last edited: Feb 15, 2011
  9. Zander
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    Zander Platinum Member

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    Third party pay programs are destroying the health care system. Consumers have no incentive to shop around - they go to the Doctor or hospital and "someone else" pays. They have no idea what anything costs - beyond the co-pay. It doesn't stop there either. Drug manufacturer's introduce hundreds of new drugs each year, they advertise them heavily on TV, and consumers demand these new drugs. Why not? "Someone else" is paying.

    Equipment manufacturer's make expensive machines, publicize the benefits, pay a few lobbyists to get it "medicare approved" and Doctors demand the tests these new machines provide. Why not? "Someone else" is paying.

    The "Scooter Store" will get you a new scooter to drag your morbidly obese adult-onset diabetic ass around- why not? It's free! "Someone else" is paying. Need cathaters? They're free too!!! Need needles, diabetes testing supplies, ostomy supplies? It's free!!! "SOMEONE ELSE" is paying.......
     
  10. AVG-JOE
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    AVG-JOE American Mutt Staff Member Gold Supporting Member

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    Health care is my biggest tax. Especially considering the value I get in return.

    The cost to me is up to $900 a month for me and my wife and neither of us has seen a doc or had a 'scrip in 2 years.
     

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