Sounds like you are living in the SF Bay area and rent. Suggestions for you.That's confusing. Better stat to look at is the COLA of the year you're living in and the housing rent inflation for that same year. This shows eaxactly how much money you're LOSING EVERY YEAR.
Example: in 2025 (likely to be same in 2026)
COLA - 2.8% (my gain $31)
rent ^ -10.7% (my loss $104)
NET LOSS - $73/month ; $876/yr ; 5 yr/$4,380
Do you have family who likes you? Who has a home that you know who has only adults and spare bedrooms? Like say in Tracy or Manteca? Do you have to live in the SF Bay area if you live there?
Are you easy to get along with?
Is your art providing income to the point you can count on it?