Gov. Cuomo for President?

Except nothing in the CRA required them to make bad loans to poor people..

Why do you keep bringing that up? I never said anything about CRA's.

One more time. I won't click on your videos. I won't click on your links. Life's too fucking short.

Which is how you stay so uninformed. The best way to spend your time in life is to learn something new.

WHICH MADE MATTERS WORSE. Travel Bans just meant that a bunch of infected Americans rushed back here, with the virus and spread it.

Yes they did, and when they returned home, they were quarantined. They were all going to come back one way or another.
 
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The rest of America is not as impressed with Northeast Dimsocialist libnut fake intellectuals as Northeast Dimsocialist libnut fake intellectuals are.

Fredo’s brother would lose bigly.
 
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Cuomo and his crowd were encouraging their citizens to mingle, eat out and thumb their noses at Trump’s efforts. Called him a xenophobe and a racist. See what it got them?

Wow, what revisionist history.

Trump called this the "New Democratic Hoax" when other people were warning about it.


 
I could never vote for Cuomo after watching him whine all day about not having enough ventilators.
 
Why do you keep bringing that up? I never said anything about CRA's.

No, but it's the meat of your argument, you just like to pretend it isn't. Nobody forced the banks to lend to poor people. The CRA prevented SOME discrimination, but the banks still discriminate.

Which is how you stay so uninformed. The best way to spend your time in life is to learn something new.

I stay informed by ignoring right wing lies. The reality- Bush turned a blind eye to the housing bubble because it gave the illusion of prosperity... Just like we all turned a blind eye to the stock bubble because it gave the illusion of prosperity.

Yes they did, and when they returned home, they were quarantined. They were all going to come back one way or another.

Except they weren't quarantined. They were made to wait in extra long lines, where a lot of them coughed on other people who probably caught the virus and spread it. Which is why we now have MORE cases than China does and we are up to 2200+ deaths.

Good job, Trumpsters... taking a bad situation and making it worse.
 
No, but it's the meat of your argument, you just like to pretend it isn't. Nobody forced the banks to lend to poor people. The CRA prevented SOME discrimination, but the banks still discriminate.

Nobody is discriminating against anybody. The banks (like employers) do have a favorite color, and that color is green.

Much like violent crimes and murders, blacks also have a much higher rate of troubled credit and debt. CRA's had absolutely nothing to do with the housing crises, but that doesn't mean they didn't lower loan standards---they did. If you'd bother to read anything besides spoon fed commie crap, you'd be educated enough to understand that.

No, F&F nor HUD could force banks to make bad loans, but if they didn't use their criteria, they couldn't sell the loans off as securities.

Banks have two basic types of loans: prime, and subprime. Prime loans are when the bank uses their own money. They make sure you have impeccable credit and good income to secure that loan. Subprime is exactly that--below prime, meaning those borrowers are not credit worthy for a prime loan, and those loans come with a higher interest rate, and many times, on an Adjustable Rate Mortgage. Why? Because they are such a high risk to make.

I haven't paid credit card interest in over 20 years. That's because I have an outstanding credit rating. Other people pay 6%, 9%, 12%. It has nothing to do with their race. It has to do with them not having a credit history like mine.

I stay informed by ignoring right wing lies. The reality- Bush turned a blind eye to the housing bubble because it gave the illusion of prosperity... Just like we all turned a blind eye to the stock bubble because it gave the illusion of prosperity.

Well if you'd watch the videos I posted, which were not right-wing anything, you would witness the congressional debate on the subject. What it shows is how Democrats fought the Republicans from stopping the crisis.

Except they weren't quarantined. They were made to wait in extra long lines, where a lot of them coughed on other people who probably caught the virus and spread it. Which is why we now have MORE cases than China does and we are up to 2200+ deaths.

Good job, Trumpsters... taking a bad situation and making it worse.

We have more cases than China does because China is the birth of the virus. They went to work on it much sooner than we did. Also China doesn't have bureaucracies that hold up progress like we do. Our FDA and CDC are more responsible for the problems we currently have than the President. I'd post the articles, but you like to believe what you want to believe, and avoid the truth because it fits your mold of what you want to believe.
 
Nobody is discriminating against anybody. The banks (like employers) do have a favorite color, and that color is green.

Much like violent crimes and murders, blacks also have a much higher rate of troubled credit and debt. CRA's had absolutely nothing to do with the housing crises, but that doesn't mean they didn't lower loan standards---they did. If you'd bother to read anything besides spoon fed commie crap, you'd be educated enough to understand that.

Guy, it was white people who took out the bad loans, and white people who decided to take those bad loans and sell them as investments. That's what caused the 2008 crash.
 
We have more cases than China does because China is the birth of the virus. They went to work on it much sooner than we did. Also China doesn't have bureaucracies that hold up progress like we do. Our FDA and CDC are more responsible for the problems we currently have than the President. I'd post the articles, but you like to believe what you want to believe, and avoid the truth because it fits your mold of what you want to believe.

Again, it's always amazing that Trump apparently, the great dealmaker and leader, has no ability to make his CDC and FDA do their jobs. When Obama was in charge, there were several Pandemic Scares... and amazingly, they dealt with them pretty well.
 
Nobody is discriminating against anybody. The banks (like employers) do have a favorite color, and that color is green.

Much like violent crimes and murders, blacks also have a much higher rate of troubled credit and debt. CRA's had absolutely nothing to do with the housing crises, but that doesn't mean they didn't lower loan standards---they did. If you'd bother to read anything besides spoon fed commie crap, you'd be educated enough to understand that.

Guy, it was white people who took out the bad loans, and white people who decided to take those bad loans and sell them as investments. That's what caused the 2008 crash.

Perhaps, but it wasn't white people why the government loosened up loan restrictions. White people jumped on board because they seen a growing market thanks to the lower standards. It created a buying frenzy that people with money and good credit used to their financial advantage.

Two of my best tenants left during that time. Both were way over extended on their credit, and both bought houses with no money down. The one couple were actually renting their big screen television because they couldn't afford to buy one. They would have never been able to secure a house loan before. No bank in the country would have given them loans. Too high of a risk from a banks point of view.
 
We have more cases than China does because China is the birth of the virus. They went to work on it much sooner than we did. Also China doesn't have bureaucracies that hold up progress like we do. Our FDA and CDC are more responsible for the problems we currently have than the President. I'd post the articles, but you like to believe what you want to believe, and avoid the truth because it fits your mold of what you want to believe.

Again, it's always amazing that Trump apparently, the great dealmaker and leader, has no ability to make his CDC and FDA do their jobs. When Obama was in charge, there were several Pandemic Scares... and amazingly, they dealt with them pretty well.

They were doing their jobs. That's the problem. Bureaucracies are polluted with red tape. In fact our care providers here wanted to sterilize their N-95 masks because of the shortage, and the FDA would't let them do it. They finally approved it at the end of yesterday. But it was a lot of valuable time that was wasted.

Trump's only mistake was not going after bureaucracies from the day he took office. He should have closed down over half of them, and strip the other half of all their power.
 
Perhaps, but it wasn't white people why the government loosened up loan restrictions. White people jumped on board because they seen a growing market thanks to the lower standards. It created a buying frenzy that people with money and good credit used to their financial advantage.

Nope. Totally unrelated. White people saw a chance to make a fast buck because they saw a whole culture of house-flipping, being encouraged by the media and shows on TLC and HGTV.

Two of my best tenants left during that time. Both were way over extended on their credit, and both bought houses with no money down. The one couple were actually renting their big screen television because they couldn't afford to buy one. They would have never been able to secure a house loan before. No bank in the country would have given them loans. Too high of a risk from a banks point of view.

again, buddy, you live in a slum.... not a good example.

Actually, renting a TV makes a bit of sense, given how much the technology was changing in that time period, why buy a TV that was going to be obsolete in a few years.
 
Trump's only mistake was not going after bureaucracies from the day he took office. He should have closed down over half of them, and strip the other half of all their power.

Trump's ONLY mistake was when a fluke caused his Branding Exercise to actually turn into a win, he didn't turn down the job he clearly wasn't fit for.

The Bureaucracy is doing EXACTLY what it is supposed to do. if anything, this shows the strength of the Bureaucracy, it's taken THREE YEARS for the government to fail with a complete madman at the helm.
 

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