Did ANYONE on this board see a savings from Obamacare?

[Andylusion]

The only way to change that, is to increase the cost on patients, or put in place price controls, which will result in shortages.

Which solution would you like?

There are many regulatory and tax policies that influence the heatlhcare market. Isn't it worth re-examining them and repealing those doing the most damage?

Sure, but whatever limited impact of minor regulations and taxes have, the ultimate problem is going to boil down to either imposing price controls, or increasing the cost on consumers.

See the problem is, the only way to get the market to start competing on price, is to force the consumers to pay that price.

Why does force need to be applied? I agree with you that the root of the problem is the fact that most consumers aren't paying for their own health care. But that situation is created by the regulations and tax policies I'm talking about and it's most directly addressed by repealing those laws.

Which is what I'm saying. Consumers would have to pay the cost of their health care. I don't think you'll get that pushed through.

 

[Arianrhod]

Which is what I'm saying. Consumers would have to pay the cost of their health care. I don't think you'll get that pushed through.

So then you have to ask yourself how many consumers with a child with a neuromuscular disease can afford to shell out up to 22K per year for that child's treatment.

The answer in this forum is usually "Who the hell cares?"

 

[dblack]

Which is what I'm saying. Consumers would have to pay the cost of their health care. I don't think you'll get that pushed through.

So then you have to ask yourself how many consumers with a child with a neuromuscular disease can afford to shell out up to 22K per year for that child's treatment.

The answer in this forum is usually "Who the hell cares?"

That's never been my response. I think society should take care of people in need. I just don't think it's a proper function of government. In any case, it has nothing to do with ACA. Maintaining a safety net for people who fall through the cracks doesn't require corporatist mandates.

 

[tycho1572]

I'm glad I have health ins. through my employer, and don't have to deal with that BS.

Everything about Obamacare is full of fail. It's why ins companies are bailing out on that crap.

I know people who have lost their job because that BS.

 

[Andylusion]

Which is what I'm saying. Consumers would have to pay the cost of their health care. I don't think you'll get that pushed through.

So then you have to ask yourself how many consumers with a child with a neuromuscular disease can afford to shell out up to 22K per year for that child's treatment.

The answer in this forum is usually "Who the hell cares?"

Yeah, and if you stopped taking their money away with taxes, they would have more money to afford care.

Additionally, if you didn't have medicare and medicaid driving up the cost of care, treatment would be cheaper.

Lastly, if everyone had more money, there would be more charities supporting people who are in need.

If that's not enough, if left-wingers were as generous and charitable as right-wingers, there would be far more money for charitable causes.

 

[Synthaholic]

Who here has decided to stick with version 1.0 of ANY software they use, instead of upgrading to new versions that eliminate bugs, and fixes glitches?

It's the same with Obamacare. What was passed is version 1.0, but Republicans have refused to update and fix problems.

Some software was crap altogether. Upgrades didn't help anything.

Obamacare 1.0 should be upgraded to Obamacare 0.0.

And BTW: What did Obama do to fix Healthcare 1.0 instead of going to a whole new system ?

Answer: Nothing.

There is no "whole new system".

Yes, Obamacare is the old system upgraded.......

If it's a "whole new system", why hasn't it affected me at all? I've had the same insurer since 1993.

Your insurance is affected by the system.

Just like mine.

It has to meet a bunch of additional requirements.

Bullshit.

 

[Synthaholic]

Anyone? Anyone at all? Our costs are up 12% since Obumblecare took effect.

i got a 30% increase

But in your mind, the insurance companies are innocent victims.

"Not our fault, boss - dem gummint folks made us do it!"

 

[Synthaholic]

Yes, Obamacare is the old system upgraded.......

Exactly. It's still Medicare for the elderly, Medicaid for the poor, employer-based insurance for most of the rest, and individually purchased coverage for the smattering that remains. The ACA just makes improvements to each.

Governors refuse to pass on savings to their constituents and the RWs blame Obama.
Insurance companies find ways to cheat people and the RWs blame Obama.

Amazing to me is that so many RWs now side with big businesses that gouged them in the past and want to be able to continue doing that.

As to the OP - I've posted it before but yes, we've seen savings as well as refunds.

I just hope Hillary is elected. Otherwise, we'll all be stuck with the Repub's answer to health care - shut up and die.

Agreed that big business is really screwing us and Obamacare has provided the Vasaline.

People just don't get it.

We spend 8,500 per person per year. Until that number changes, we are in deep trouble.

The only way to change that, is to increase the cost on patients, or put in place price controls, which will result in shortages.

Which solution would you like?

I just got a CPAP machine 2 months or so ago. 10 years ago my regular doctor could have just prescribed one. Not any more. Now he has to refer me to a pulmonary specialist (big bucks), who refers me to a sleep study, which makes me do tests, which are sent back to the Pulmonary doctor (another visit for the results), who sends me to the local oxygen/medical equipment business, who fit me with a mask/nose pillows, and after a month I had to do a follow up with the pulmonologist for him to review with me how the machine is helping me, which I already know.

So we have:

Doctors office visit - what do they charge insurers for a visit?

Three Four pulmonary visits at a co-pay of $30 - most insurance it's $50 for a specialist, at least. How much does he charge the insurance company per visit?

CPAP supplier spent an hour going over the machine with me - how much do they charge the insurer?

That's a ton of unnecessary billing, not to mention a waste of my money on co-pays, and a complete waste of my time going to the pulmonologist, taking me away from work during the day. All talk, too - no physical exam other than listening to my lungs with a stethoscope and taking my blood pressure - things my regular doctor already does.

Edit to add: Oh, and somewhere along that path, I also had to see my pulmonologist's nurse, in a separate office across town, to evaluate me and ask a bunch of questions, while also taking my blood pressure and weighing me, before I could see Dr. King Shit. It's all a racket.

Yet the wingnuts want to blame President Obama for rising health care costs.

 

[Sun Devil 92]

Some software was crap altogether. Upgrades didn't help anything.

Obamacare 1.0 should be upgraded to Obamacare 0.0.

And BTW: What did Obama do to fix Healthcare 1.0 instead of going to a whole new system ?

Answer: Nothing.

There is no "whole new system".

Yes, Obamacare is the old system upgraded.......

If it's a "whole new system", why hasn't it affected me at all? I've had the same insurer since 1993.

Your insurance is affected by the system.

Just like mine.

It has to meet a bunch of additional requirements.

Bullshit.

Great comeback.

 

[Sun Devil 92]

Yet the wingnuts want to blame President Obama for rising health care costs.

You are correct that some do want to blame Obama.

He didn't do anything. That's the problem. Obamacare isn't a fix.

The basic system is fine. What you describe is a failure, based in part, on the fact that government has been regulating health care (thus cutting out new entrants) for decades.

 

[Sun Devil 92]

Anyone? Anyone at all? Our costs are up 12% since Obumblecare took effect.

i got a 30% increase

But in your mind, the insurance companies are innocent victims.

"Not our fault, boss - dem gummint folks made us do it!"

The insurance industry is doing what all large corporations do....using government to line their pockets.

Innocent ? Not at all.