Why we need a public option!

[The Rabbi]

The office visit reguires no deductable payment for a visit that is preventative in nature.


The non profits are not powerful enough.

It will have to be national to have the power to compete with the greater insurance industry.

And that makes it "free?"

Leftists live in a land where everything is "free" because they don't have to pay for it. They also live in a land where profits are always obscene.
Where the money comes from the pay for stuff is beyond them. Tooth fairy, maybe?

 

[Moon]

Wellcare saw its profits raise 168 % in two years.


Amerigroup 100 %



Humana 58%

What is Wellcare's profit margin?

 

[The Rabbi]

Nearly 59 million lack health insurance: CDC - Yahoo! News

Call it what you will, a public option providing free preventative health care is cost-effective, providing long term benefits to individuals and the nation as a whole.
The effort by some, in particular those who hope to develop publc policy along ideological guidelines, will put even those with excellent private insurance at risk should a pandemic or worse come to America.

read it again folks


She is talking about deductableless visits for preventative care.

You read it, dumbshit. Then look in the mirror and repeat after me: THERE IS NO SUCH THING AS 'FREE'.

 

[The Rabbi]

Wellcare saw its profits raise 168 % in two years.


Amerigroup 100 %



Humana 58%

What is Wellcare's profit margin?

Operating margin was 1.7%.
But ya know, even if it was 50%, so what? Why does the Left think that big profits mean someone is getting screwed rather than big profits means the company is serving its consumers/customers well?

 

[LiberalNut]

I am a RETIRED MARINE. Dumb fuck.

Dude, I was Air Force. You know, the guys that can actually pass the verbal and math sections of the ASVAB. I think a jarhead calling me a dumb fuck is about as hillarious as it gets.

You got government provided healthcare. Yet you wail about how eeeeevil it would be for the rest of us to have that kind of healthcare. You and your family got full fucking coverage, medical, dental, orthodontists, the whole shebang. Come on, tell us all how much that cost you.

 

[Bern80]

Because its set up as a non profit ffrom the very start fool.


Your brains have been scambled by right wing loonacy.

Since when does lack of profit guarantee people will get all of a needed good they want?

It will pay for its self, it will give coverage to people who can not afford the PROFIT insurance and it will force the insurance Cos to stop raising prices to meet their investors need for MORE profit each year.

Why do you hate a program that gives people a chance to get healthcare, pays for itself and keeps the HC industry from raping us?

You apparently are incapable of grasping the difference between affordibility and accessibility.

 

[LiberalNut]

There are only two ways for an insurance cabal to increase profits.

1. Increase prices.
2. Deny care.

Our insurance cabals do both.

And the wingnuts are brainwashed into parroting their talking points.

Sad, typical, predictable

 

[Revere]

The military gets health care paid for by someone else.

Government can't promise evereyone will get health care someone else pays for.

Nobody denies more care than government.

 

[Bern80]

First of all the only way for government to make something 'free' is to get the people providing the service to work for free. That is where the question around 'free' centers. Doctors, nurses, admin staff, they all have to be paid somehow. So when someone says make it 'free' the only solution they are really giving is that they would rather pay for healthcare indirectly through taxes than directly in premiuns or even more directly, right to the provider.

Along with this notion that healthcare ought to be 'free' on the moral basis that everyone needs it I guess is where do you draw the line. If you feel you are entitled to health care, why are you not also entitled to a house? Shelter is just as essential as health care isn't it?

And THAT brings us to how society thinks it should have it's basic needs met. Do you want most of your income taken in taxes in exchange for government essentially taking care of you, or do you want to keep most of your income and decide what's best for you in meeting those needs?

 

[California Girl]

Nearly 59 million lack health insurance: CDC - Yahoo! News

Call it what you will, a public option providing free preventative health care is cost-effective, providing long term benefits to individuals and the nation as a whole.
The effort by some, in particular those who hope to develop publc policy along ideological guidelines, will put even those with excellent private insurance at risk should a pandemic or worse come to America.

Free?

Free and universal PREVENTATIVE healtcare. Free education helping to abate unwanted pregnancy, std's; nutrition based disease, heart, diabtes, obesity. Free dental exams and cleaning; free innoculations and physicals leading to early detection; Free treatment for alcohol, drug and tobacco abuse.
Yep FREE. Of course the devil is in the details, and whether private providers contracted with the FEDs or government employees (fed, state or local) provided the services or even retired medical professionals volunteered. And of course taxes would provide the fiscal resources to combat disease. We pay an enormous rate to defend us against all enemies, why not for defense against a deadly virus or disease?

Who's gonna actually PAY for this 'FREE' stuff?

 

[LiberalNut]

Nobody denies more care than government.

Really? Ask the jar head how many times he and his fellow jar heads were turned away for pre-existing conditions.

As usual, you're talking out your ass.

All those European countries and Japan manage to get healthcare to everyone, at half what we pay. Somehow they live longer too.

And you keep praying to the market God.

Dipshit.

 

[Bern80]

There are only two ways for an insurance cabal to increase profits.

1. Increase prices.
2. Deny care.

Our insurance cabals do both.

And the wingnuts are brainwashed into parroting their talking points.

Sad, typical, predictable

3. Decrease their operating expenses.

 

[Revere]

Is 3 - 4 percent profit "excessive?"

 

[LiberalNut]

Who's gonna actually PAY for this 'FREE' stuff?

The same folks who pay for their emergency room visits at 10 times the ticket when they actually get sick you pea brain.

 

[antagon]

havent we had enough healthcare change? why not wait until we can tell if what the government has come up with is a fit for the US? why insist on a public option or single payer or socialized medicine as if health insurance is the most important thing on people's minds?

this couldn't possibly be the average person's top policy concern.

 

[Revere]

Not only does Medicaid deny care, they prohibit you from payong cash for services they deny.

Health insurance for the military is a benefit other people pay for.

 

[LiberalNut]

Insane healthcare costs is part of the reason that the economy sucks. The sans public option law that was passed does nothing to curb costs. The insurance cabals continue to rape us all.

 

[antagon]

There are only two ways for an insurance cabal to increase profits.

1. Increase prices.
2. Deny care.

Our insurance cabals do both.

And the wingnuts are brainwashed into parroting their talking points.

Sad, typical, predictable

3. Decrease their operating expenses.

4. dodge direct competition.

5. collude over pricing

6. cook the books

 

[Gadawg73]

All one has to do is review how that came about.

Some one decided ER visits should be covered close to one hundred percent. It became cost effective for familys to skip the doctor visit and go straight to the ER.

End of story. Another decision made without thought of consequence.

Sort of and you are on to it but it is not the end of story. The family skipped the docto because they do not have the $180 for a 2 minute doctor visit.
One hastoacknowledge that the fact that American health, or diesease, care has gone from 4% of GNP in 1960 to close to 20% now as the problem.
We DEMAND too much health care. Does your car insurance pay for oil changes, homeowners for the house to be painted and new carpet?
Group health care as a benefit is the worst possible way to structure a HEALTH care system.
Great for all in the medical field and the insurance companies but very bad for the HEALTH of a country as evidenced by how unhealthy we are. Great for disease care as that pays out 60% of all group health care dollars for 4% of the population.
I opposed the Obama plan as all that is is more of the same. We need a public option, public health clinics and the ability to get reading glases fitted with frames without having a doctor sign off on it. Nurses need to be able to do their job without a doctor sining off on it. ON and on and on.
The current system is fucked. How can we operate this in 30 years when health care costs consume 35-40% of GNP?
Deny that and we get no where as that is what is happening. Blank check group health insurance "care" must go for most because taxpayers can not afford it and it does not work.

We "demand" too much health care? Someone should be in charge of seeing to it we have less health care?

Where did I state that or do you just make it up as you go as evidenced by all of your posts? But hate to tell you Moe but someone is in charge now and it is not anyone in the health care industry. It is a Board of Directors of an insurance company and if you believe they have your best interests about your person health care as a priority I have some beach front property for sale in Hahira, Ga. if you are interested.
Forgive me if you already know this but under our current system of group health care you pay the premiums and get most all you want in health care doctor visits for even the most minor BS visits like taking your kid to the doctor for he common cold. I keep hearing all these statements about how so many doctors have left the fielddue to malpractice insurance and such and that there is a shortage of doctors and then when I state the fact that the reason that there is a "shortage" of doctors is that we demand too much out of the system with BS doctor visits I hear the exact opposite.
Which is it? Again, does your car insurance pay your oil changes and can you demand they do so? Well news flash: you can visit the doctor all you want under most group health insurance policies for a minor illness. Can you get your house painted and new carpet as a claim on your home owner's policy?
Why is that? Because you could if it was in the policy and you DEMANDED it.
We demand too much because as long as it is OFFERED under the current group health insurance policies and the PREMIUMS are raised as a result of those demands spiraling claims out of control the system will continue with a 15% rise every year in premiums.
You do know that group health insurance premiums are linked to demand, don't you?
And if we quit demanding that our health insurance paid for bull shit office visits that no one expected someone else to pay for 40 years ago, as illustrated with my car and home owner's insurance, then the rise in costs would be half as much as they are now.
We demand too much out of the current system, especially seniors receiving heart surgery at 88 years old to the tune of 200K.
How can the current system survive when in 13 years the average cost of group health insurance will be 40K for a family of 5? Call this a rant if you want but a simple answer would suffice. Explain how that works for this already depressed economy and please do not tell us you also do not know that our current health care "system" contributes heavily to our current business position sliding further and further and further DOWN world wide.
Explain how that works.

 

[antagon]

Insane healthcare costs is part of the reason that the economy sucks. The sans public option law that was passed does nothing to curb costs. The insurance cabals continue to rape us all.

no, the costs of healthcare have more to do with the basis of our economy than the cause of it's woes. arguably, the bill without a public option could curb those costs, however, people are pulling the repeal lever on one end of the spectrum and the commie invasion lever on the other... like babies... all before the bill can demonstrate if it is a stepping-stone to a solution or a solution itself.