Why so many waivers?

Discussion in 'Healthcare/Insurance/Govt Healthcare' started by Quantum Windbag, Mar 7, 2011.

  1. Quantum Windbag
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    Quantum Windbag Gold Member

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    Anyone paying any attention to the news knows that the numbers of waivers for Obamacare have now topped 1000. What people might not be aware of is the reason that so many companies are getting waivers.

    Number of healthcare reform law waivers climbs above 1,000 - The Hill's Healthwatch

    Excuse me? I thought that, if I liked my health insurance I could keep it. The plan I used to have was very much like these mini med plans, I just pay for it myself. Since I do not work for a large, politically powerful company, I cannot obtain a waiver, and I not only lost the insurance plan I had, I cannot afford the new ones the law is requiring me to get.

    I know the typical people will pop in and tell me I have no idea what I am talking about, that I am totally misinterpreting the way the law is written, and tat I am being lied to when the insurance company tells me that it is the fault of the PPACA that I no longer have insurance. Funny thing is, HHS seems to agree with me that it is the fault of the law.
     
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  2. Zoom-boing
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    Zoom-boing Gold Member

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    Question . . . if you can't afford a new policy now, what changes in the next 3 years that will make it affordable to you and/or to those who are now exempt?
     
  3. Greenbeard
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    Greenbeard Gold Member

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    Can you get hold of the letter from CCIIO to your company denying its waiver application? I haven't heard of any denials yet so I'd be interested in seeing one of those--particularly to see the rationale they gave to your company that you're interpreting as cover for a lack of political clout on the part of your company.
     
  4. Quantum Windbag
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    Quantum Windbag Gold Member

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    What makes you think anything in the next three years that is attributable to the PPACA is suddenly going to increase my income? The prices are not going to drop, so that is the only way I am going to be able to afford insurance.
     
  5. Quantum Windbag
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    Quantum Windbag Gold Member

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    What letter? I am self employed and self insured.
     
  6. Greenbeard
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    Greenbeard Gold Member

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    So what do you need an annual limit waiver for?
     
  7. Zoom-boing
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    Zoom-boing Gold Member

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    I don't . . which is why I asked.

    If there are waivers being granted now because they are unaffordable. . . how will they become affordable in three years? Magic unicorn dust? Hmmmm. . . .

    Better still, the 'temporary waivers' will just become permanent.
     
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  8. Greenbeard
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    Greenbeard Gold Member

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    In two and a half years, the folks who currently only have mini-med plan options available to them will be able to start purchasing comprehensive coverage through their state's health insurance exchange. They'll receive a refundable tax credit that's pegged to their income to help them pay for it.

    Exchange coverage replaces mini-med plans. The delay in the transition (and hence the temporary waivers for continuity of coverage) is due to the fact that very few places have exchanges in place at the moment; most states are designing them right now.
     
  9. The T
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    The T George S. Patton Party Supporting Member

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    Number of healthcare reform law waivers climbs above 1,000


    More Health Waivers (Good for one year and renewable)


    The Truth About Health Care Waivers<MINI MEDS on Their Way out...


    Greenteeth? WHO are you working for? WHO is paying you?
     
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    Last edited: Mar 7, 2011
  10. xotoxi
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    xotoxi Platinum Member

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    [​IMG]
     
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