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This has nothing to do with folks who don't have insurance. They don't have insurance for a myriad of reasons, and that is not what this topic is about. I have insurance that I pay for. I select my own doctors, and I decide what procedures I have done to me with the advice of my doctors, and some government czar does not tell either me or my doctors what procedures I will have. I have been with my insurance company for many years now, and they have yet to turn me down on any and all procedures my doctors have recommended, and I am an old man, so have had a lot of things done that were very expensive. Whenever you choose an insurance company, the procedures that they will pay for is written right in their brochure. That's why it is wise to really take your time and read the fine print before choosing them. Mine covers everything, and at a rate consistent with most other companies.
Hey Republicans...
Don't like "Obamacare"????
Who's fault is it??
Republicans had eight years to put through a comprehensive healthcare plan of their liking. What did they do???
Absolutely, fucking NOTHING
"If it ain't broke, don't fix it. " Over 90% of Americans have health insurance. The other 8% doesn't have it for various reasons, and a lot of those reasons is that they can afford it but choose not to. This topic is not going to slip into a discussion of why people don't have health insurance. Stick to the fuckin' topic. Either read the article that I posted, or don't comment.Hey Republicans...
Don't like "Obamacare"????
Who's fault is it??
Republicans had eight years to put through a comprehensive healthcare plan of their liking. What did they do???
Absolutely, fucking NOTHING
Employer and Employee Health Insurance Costs
Over the last decade, employer-sponsored health insurance premiums have increased 119 percent. 4
Employees have seen their share of job-based coverage increase at nearly the same rate during this period jumping from $1,543 to $3,354.4
The cumulative increase in employer-sponsored health insurance premiums have raised at four times the rate of inflation and wage increases during last decade. This increase has made it much more difficult for businesses to continue to provide coverage to their employees and for those workers to afford coverage themselves.4
The average employer-sponsored premium for a family of four costs close to $13,000 a year, and the employee foots about 30 percent of this cost.4 Health insurance costs are the fastest growing expense for employers. Employer health insurance costs overtook profits in 2008, and the gap grows steadily. 5
Total health insurance costs for employers could reach nearly $850 billion by 2019. Individual and family spending will jump considerably from $326 billion in 2009 to $550 billion in 2019.6
The Congressional Budget Office has estimated that job-based health insurance could increase 100 percent over the next decade.7 Employer-based family insurance costs for a family of four will reach nearly $25,000 per year by 2018 absent health care reform.7
So many of you are happy with your employer sponsored healthcare. Look at what has happened in the last decade. What will your employer sponsored healthcare plan look like ten years from now?
Employer and Employee Health Insurance Costs
Over the last decade, employer-sponsored health insurance premiums have increased 119 percent. 4
Employees have seen their share of job-based coverage increase at nearly the same rate during this period jumping from $1,543 to $3,354.4
The cumulative increase in employer-sponsored health insurance premiums have raised at four times the rate of inflation and wage increases during last decade. This increase has made it much more difficult for businesses to continue to provide coverage to their employees and for those workers to afford coverage themselves.4
The average employer-sponsored premium for a family of four costs close to $13,000 a year, and the employee foots about 30 percent of this cost.4 Health insurance costs are the fastest growing expense for employers. Employer health insurance costs overtook profits in 2008, and the gap grows steadily. 5
Total health insurance costs for employers could reach nearly $850 billion by 2019. Individual and family spending will jump considerably from $326 billion in 2009 to $550 billion in 2019.6
The Congressional Budget Office has estimated that job-based health insurance could increase 100 percent over the next decade.7 Employer-based family insurance costs for a family of four will reach nearly $25,000 per year by 2018 absent health care reform.7
The Impact of Rising Health Care Costss
Economists have found that rising health care costs correlate with significant drops in health insurance coverage, and national surveys also show that the primary reason people are uninsured is due to the high and escalating cost of health insurance coverage.8
A recent study found that 62 percent of all bankruptcies filed in 2007 were linked to medical expenses. Of those who filed for bankruptcy, nearly 80 percent had health insurance.9
According to another published article, about 1.5 million families lose their homes to foreclosure every year due to unaffordable medical costs.10
Without health care reform, small businesses will pay nearly $2.4 trillion dollars over the next ten years in health care costs for their workers, 178,000 small business jobs will be lost by 2018 as a result of health care costs, $834 billion in small business wages will be lost due to high health care costs over the next ten years, small businesses will lose $52.1 billion in profits to high health care costs and 1.6 million small business workers will suffer “job lock“— roughly one in 16 people currently insured by their employers.11
So many of you are happy with your employer sponsored healthcare. Look at what has happened in the last decade. What will your employer sponsored healthcare plan look like ten years from now?
Employer and Employee Health Insurance Costs
Over the last decade, employer-sponsored health insurance premiums have increased 119 percent. 4
Employees have seen their share of job-based coverage increase at nearly the same rate during this period jumping from $1,543 to $3,354.4
The cumulative increase in employer-sponsored health insurance premiums have raised at four times the rate of inflation and wage increases during last decade. This increase has made it much more difficult for businesses to continue to provide coverage to their employees and for those workers to afford coverage themselves.4
The average employer-sponsored premium for a family of four costs close to $13,000 a year, and the employee foots about 30 percent of this cost.4 Health insurance costs are the fastest growing expense for employers. Employer health insurance costs overtook profits in 2008, and the gap grows steadily. 5
Total health insurance costs for employers could reach nearly $850 billion by 2019. Individual and family spending will jump considerably from $326 billion in 2009 to $550 billion in 2019.6
The Congressional Budget Office has estimated that job-based health insurance could increase 100 percent over the next decade.7 Employer-based family insurance costs for a family of four will reach nearly $25,000 per year by 2018 absent health care reform.7
I pay for my own, and it's subsidized by Medicare ... next attempted point?
So many of you are happy with your employer sponsored healthcare. Look at what has happened in the last decade. What will your employer sponsored healthcare plan look like ten years from now?
I pay for my own, and it's subsidized by Medicare ... next attempted point?
Kitten you might pay for your own that may be subsidized by Medicare, but how in any sense does that discredit or disprove any of rightwinger's facts that he just stated lol? That's like someone trying to make a point about drunk driver's being dangerous, and then attempting to disprove that fact by saying that's inaccurate because you drink lol
I pay for my own, and it's subsidized by Medicare ... next attempted point?
I pay for my own, and it's subsidized by Medicare ... next attempted point?
My point is ...I feel sorry for you
Insurance companies screw people who are self insured. Higher rates, copays........god forbid you become seriously ill....they will find a way to drop you
Using the republican "if it ain't broke, don't fix it" your medical payments will escallate over the next ten years......Good luck
So what happens when employers no longer can afford to pay your healthcare premiums?
1. They cut your hours and hire more people so they don't have to contribute
2. They turn you into an independent contractor who is responsible for your own coverage
3. They deny coverage to all new hires.
Who is going to fill the void if the Government doesn't step in??
No, they don't. Do you honestly believe the hospitals and doctors are right for charging $10,000 for an MRI?
