- Sep 19, 2011
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I'm preparing a proposal for a Medicare Advantage plan to sign up their 4,000+ physicians with our business and in researching ran across this quote from Medicare in their"
National Health Expenditure Projections 2010-2020 Forecast Summary
Page 1.
Out-of-pocket spending is projected to grow 3.9 percent in 2013, up from 1.8 percent in 2010, as growth in household incomes is expected to lead to more health care spending and as employers are anticipated to increase cost-sharing requirements in employer-sponsored insurance plans."
Folks..what they are saying is
Because employers health insurance rates are increasing faster due to
1) "pre-existing conditions" are not allowed.
Insurance companies NOT knowing then what potential claims they will have to pay because
for example smokers and non-smokers will not be distinguished the companies raise the rates
on every one! As a result Employers will require employees to make a larger co-pay!
Hence "out of pocket" spending increasing by 200%!
2) living at home to age 26 allowed coverage under employer health plans.
Again.. thinking the pool is "increasing" thus lowering the costs IDIOT Obamacare "planners"
TOTALLY ignorant that insurance companies HAVE to raise RATES to Cover those at home adults!
Anecdotally.. a friend's son's employer's insurance increased $600/month because of their adding a new BABY!!!
So folks Obamacare has to go!
National Health Expenditure Projections 2010-2020 Forecast Summary
Page 1.
Out-of-pocket spending is projected to grow 3.9 percent in 2013, up from 1.8 percent in 2010, as growth in household incomes is expected to lead to more health care spending and as employers are anticipated to increase cost-sharing requirements in employer-sponsored insurance plans."
Folks..what they are saying is
Because employers health insurance rates are increasing faster due to
1) "pre-existing conditions" are not allowed.
Insurance companies NOT knowing then what potential claims they will have to pay because
for example smokers and non-smokers will not be distinguished the companies raise the rates
on every one! As a result Employers will require employees to make a larger co-pay!
Hence "out of pocket" spending increasing by 200%!
2) living at home to age 26 allowed coverage under employer health plans.
Again.. thinking the pool is "increasing" thus lowering the costs IDIOT Obamacare "planners"
TOTALLY ignorant that insurance companies HAVE to raise RATES to Cover those at home adults!
Anecdotally.. a friend's son's employer's insurance increased $600/month because of their adding a new BABY!!!
So folks Obamacare has to go!
