Reinvestment in much more reliable than capital gains as a source of wealth creation in much the same way as selling options is more likely to pay off than buying them. I look around and I don't see much chance of even a 5% correction. Is there any news that indicate the Dumbs will do well even at the state level? With the idiots in charge at any level of government the probability of a downturn and therefore my reinvestment rate goes way up. Just asking.