- Sep 14, 2011
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No politics, please. How about a non-partisan bitch session? Hmmm?
1. We've had a house for sale for two years. We've had a long string of "buyers" but for one reason or another, they didn't pan out. We would think we were done but then something would get in the way.
Then a "cash buyer" a few months ago who was ready to close right now but then supposedly had a death in the family. Then he wanted to know if we would carry the paper and cut out the realtor. Then he says he has a "farm" in Kansas and wanted us to carry the paper until that property sold. A tiny bit of research showed that his "farm" is a ratty little house on 5 acres outside a dead town. It will be years before he unloads it. Now, suddenly, he is ready to close so we're going ahead. Cool. We're happy. Let's do it.
But ... title search showed the IRS had 4 liens against the property, dating back to '04, '06 amounting to really big bucks. Funny thing is, this was the first we ever heard of this. They never billed us, never made a squeak. WTH? Our own research showed what we already knew - we didn't owe one cent, all taxes were timely filed and timely paid. But, its the IRS and god wishes he were as powerful as the IRS so we engage a tax attorney. Long story short is that after a year and half and a lot of money down the drain, we close this Tuesday.
We didn't know that until late yesterday and also found out they could not locate the trust documentation from 1984. Who could easily and quickly put their hands on something that obscure dating back to 1984? We not only had to find it but we then had to overnight all the papers to the town where the house is located.
The IRS did finally admit (verbally) they had made a mistake but it took this long to get it resolved. I don't want to know who much we've paid our tax attorney. I'm wondering if its deductible.
Honestly, I'll be amazed if this guy is actually prepared to buy. He's a fundie lay preacher with a part time job so, uh, where's the money coming from? Apparently, he does have the money but I just can't help but distrust him because he has changed his story so many times. That and he has felt it appropriate to tell us several times that he's a "christian". Ugh.
Another weird thing is that he has demanded that we attend the closing. Sheesh. We're not interested in traveling there, putting our dear old dog in a kennel, staying in a hotel and spending time with him. Its not going to happen but I don't think he knows it yet. Instead, my husband is sending him a signed copy of one of his books. He has a bit of a cult following so we'll see what our buyer thinks.
2. About two weeks ago, we got an alert on my phone from the fraud department of our bank, showing two debits to our checking account that totaled more than $700. We keep a good chunk of money in out checking account because, well, its not as though anyone can make a buck with a savings account, so NSF's weren't a problem. The debit was made by a company called TeeChip. Never heard of them so did some looking. Apparently, they're supposed to be a tee shirt, coffee cup sorta company but there's also a Facebook page called something like 'TeeChip is a fraud'. The bank was very helpful and we got the money back.
Then, a whole bunch of tube mailers arrived from this company. We opened one ... a really dumb little poster. There were also a couple addressed to a woman who lives near us so I hunted down her phone number, left a message that she may have been the victim of fraud and my phone #. I want to report this to the law but want to include her name and don't feel I can until I talk to her. I also want to talk to her in case it can help me figure out how this company got our debit card # or how did they get into the account.
Okay, so lay it on. What's buggin you?
1. We've had a house for sale for two years. We've had a long string of "buyers" but for one reason or another, they didn't pan out. We would think we were done but then something would get in the way.
Then a "cash buyer" a few months ago who was ready to close right now but then supposedly had a death in the family. Then he wanted to know if we would carry the paper and cut out the realtor. Then he says he has a "farm" in Kansas and wanted us to carry the paper until that property sold. A tiny bit of research showed that his "farm" is a ratty little house on 5 acres outside a dead town. It will be years before he unloads it. Now, suddenly, he is ready to close so we're going ahead. Cool. We're happy. Let's do it.
But ... title search showed the IRS had 4 liens against the property, dating back to '04, '06 amounting to really big bucks. Funny thing is, this was the first we ever heard of this. They never billed us, never made a squeak. WTH? Our own research showed what we already knew - we didn't owe one cent, all taxes were timely filed and timely paid. But, its the IRS and god wishes he were as powerful as the IRS so we engage a tax attorney. Long story short is that after a year and half and a lot of money down the drain, we close this Tuesday.
We didn't know that until late yesterday and also found out they could not locate the trust documentation from 1984. Who could easily and quickly put their hands on something that obscure dating back to 1984? We not only had to find it but we then had to overnight all the papers to the town where the house is located.
The IRS did finally admit (verbally) they had made a mistake but it took this long to get it resolved. I don't want to know who much we've paid our tax attorney. I'm wondering if its deductible.
Honestly, I'll be amazed if this guy is actually prepared to buy. He's a fundie lay preacher with a part time job so, uh, where's the money coming from? Apparently, he does have the money but I just can't help but distrust him because he has changed his story so many times. That and he has felt it appropriate to tell us several times that he's a "christian". Ugh.
Another weird thing is that he has demanded that we attend the closing. Sheesh. We're not interested in traveling there, putting our dear old dog in a kennel, staying in a hotel and spending time with him. Its not going to happen but I don't think he knows it yet. Instead, my husband is sending him a signed copy of one of his books. He has a bit of a cult following so we'll see what our buyer thinks.
2. About two weeks ago, we got an alert on my phone from the fraud department of our bank, showing two debits to our checking account that totaled more than $700. We keep a good chunk of money in out checking account because, well, its not as though anyone can make a buck with a savings account, so NSF's weren't a problem. The debit was made by a company called TeeChip. Never heard of them so did some looking. Apparently, they're supposed to be a tee shirt, coffee cup sorta company but there's also a Facebook page called something like 'TeeChip is a fraud'. The bank was very helpful and we got the money back.
Then, a whole bunch of tube mailers arrived from this company. We opened one ... a really dumb little poster. There were also a couple addressed to a woman who lives near us so I hunted down her phone number, left a message that she may have been the victim of fraud and my phone #. I want to report this to the law but want to include her name and don't feel I can until I talk to her. I also want to talk to her in case it can help me figure out how this company got our debit card # or how did they get into the account.
Okay, so lay it on. What's buggin you?
