judyd
Active Member
The problem is that there are too many in the U.S. who aren't making an honest evaluation of the health insurance that they currently have.
We don't have surgery immediately if it isn't a life-threatening condition. I was scheduled three months before my cataract surgery because there were so many before me. On the other hand, I was taken immediately for gallbladder surgery.
If you don't have a critical condition, you aren't going to be seen immediately. And first and foremost, prior to anything being done, the insurance company has to approve the procedure. if they don't approve it, or not for the full amount requested, guess who has to pay for it?
We are paying almost $500 a month for health insurance, but we get no benefit out of it because the deductible is $5,000 each, annually. Through the grace of God we haven't had anything that serious up to now. On the other hand, all appointments and medications are paid for out of pocket.
So frankly, I don't see the difference in paying additional taxes for coverage for which we could at least protest increases to our respective congressional or senate representatives, or paying huge amounts to insurance and pharmaceutical companies for which there is NO means to protest.
I have known dozens of people who received health care in Europe who are very pleased with their treatment. As I pointed out, yes, you may have to wait for treatment, but it is the same here, if you don't have a critical need.
We don't have surgery immediately if it isn't a life-threatening condition. I was scheduled three months before my cataract surgery because there were so many before me. On the other hand, I was taken immediately for gallbladder surgery.
If you don't have a critical condition, you aren't going to be seen immediately. And first and foremost, prior to anything being done, the insurance company has to approve the procedure. if they don't approve it, or not for the full amount requested, guess who has to pay for it?
We are paying almost $500 a month for health insurance, but we get no benefit out of it because the deductible is $5,000 each, annually. Through the grace of God we haven't had anything that serious up to now. On the other hand, all appointments and medications are paid for out of pocket.
So frankly, I don't see the difference in paying additional taxes for coverage for which we could at least protest increases to our respective congressional or senate representatives, or paying huge amounts to insurance and pharmaceutical companies for which there is NO means to protest.
I have known dozens of people who received health care in Europe who are very pleased with their treatment. As I pointed out, yes, you may have to wait for treatment, but it is the same here, if you don't have a critical need.