With the implosion of economies all over the world. It has become clear that several weeks ago after the so called " bailout" that this crisis will NOT be diverted by "betting" on the good will of lenders to free up credit. The even bigger question is and I submit that the American system of govt. changed as we knew it that day. We are now oficially a socialist society, no matter who you vote for. The govt. has back-stopped the auto industry, the airline industry, and is now talking about nationalizing some banks. So you want free health care, I say whats the arguement about? You don't live in a non socialist society anymore, you want a free house, why not? Let the govt. buy it for you. The real issue here is even if it is McCain or Obama, they both will NOT change the direction that this country has now decided to go. With McCain proposing a 350 billion dollar home mortgage buy back and Obama's healthcare. The degree of seperation between the two is so small you need a crowbar to pry them apart.