It seems that in it's rush to save us all from certain annihilation the brain trust that is the federal government can add more responsible businesses and citizens to their shakedown list. Even though many banks have come through the housing bubble in excellent financial shape with negligible rises in foreclosures due to sound lending practices, these same fiscally responsible institutions are seeing a quadrupling of their FDIC insurance premiums for no other reason that the government needs cash to continue the bail out of irresponsible banks and businesses. Obama's First 100 Days - Wall Street Journal Executives at Alpine are frustrated that the cost of their FDIC insurance is increasing to close to $1 million this year from $250,000 last year, to help replenish the government funds that are being used to guarantee deposits in failed banks. Alpine Bank, with 14 full-service branches, is the Rockford areas leading mortgage lender. It services about $660 million in mortgage loans, out of a total portfolio of just under $1 billion. But despite Rockfords climbing unemployment rate, which has reached 12.5%, the banks default and past-due rate on its 7,200 mortgage loans has risen only slightly, to less than 0.3%. Thats much less trouble than lenders are experiencing nationwide. How many more banks like Alpine, you know good solid local banks that actually serve their communities, are getting squeezed by the government? And the sad part is that the government will keep squeezing until the only banks left are the ones that they bailed out and now own. Tell me how that is "good for America"?