Treasury Secretary Henry Paulson, seeking to ease strains in the consumer credit market, plans to announce Tuesday the formation of a program to increase the availability of auto loans, student loans and credit cards, according to people familiar with the matter. The lending facility, which will be operated by the Federal Reserve, is expected to provide loans to investors who want to buy securities backed by credit cards, auto loans and student loans, these people said. Treasury will contribute between $25 billion to $100 billion to the facility from its $700 billion Troubled Asset Relief Program. The program is aimed at making it easier for consumers to borrow money. Government officials, including Mr. Paulson, have grown concerned about "distress" in the consumer finance market, as the availability of household loans has ground to halt amid a broader credit crunch. FOXNews.com - Treasury, Fed to Unveil Major Consumer Lending Program - Local News | News Articles | National News | US News We seen to be stamped with stupid.. I think.. So we got in this mess casue the banks were forced to loan us peoples money even when some of us did not have jobs, income, or assets.. so now the feds are setting up a program to make it easier to borrow more money we can't pay back!