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What happens after those 5 years are up?
At any time during the 5 years or after the 5 years, the policy holder or buyer goes to the Insurance Exchange to shop for a new policy...the private insurance company you have now, and all other Private insurance companies will have insurance policies available for you or your employer in your name, can buy....the Insurance Exchange is a ONE STOP SHOP for health Insurance, where they have to define their policies and benefits and cost, in simple comparable terms, so that those buying a policy can know what they are buying and how it compares. The Same insurance company that you have grandfathered will be on the Insurance exchange with their authorized policies that have to also cover existing medical issues, can not drop you because of illness of you or a family member covered, etc etc etc....things that are actually beneficial to you...the policy holder.
Because of such, Matt and I would not grandfather our existing policy, but take out the reform qualified policy with our same insurance company, because it IS more beneficial to us with these protection measures in them.
Care
WOW! A place where consumers can go and look up services and pricing!
What a radical idea! Too bad no place like that exists currently.
Any deliberately falsification and deception for political or any other reason is bearing false witness.
An informed democracy operates best in an environment of social civilty, calmily discussing policy decisions based on factual information and what is best for all Americans. Watching Elvis, divecon, and CrusaderFrank (the rest of you don't rate) arching meteorlike across the atmosphere of debate propelled by the ignition of hot gasses from their asses, of course, remains an incredible spectator sport. Such displays of hannittyinsanity lifts my spirit and brings a ghost of a smile to my manly visage.
Let's, though, avoid False Witness as we flame one another.
Show me the AARP endorsement! Obama said he had it where is it? Is it under Kerry Form 180? Is it under Obama's Birth Certificate?
"I have not said that I was a single-payer supporter." -- Barack Obama on Tuesday, August 11th, 2009 in a town hall meeting in New Hampshire
White House: Obama 'Misspoke' About Claim of AARP Endorsement
Of course when Obama, and his fellow Statists outright LIE of something they always "misspeak".
As to your quote about "Single payer"? That too, is another Obama "misspeak". There's auidio out there that proves he lied again.
Any deliberately falsification and deception for political or any other reason is bearing false witness.
An informed democracy operates best in an environment of social civilty, calmily discussing policy decisions based on factual information and what is best for all Americans. Watching Elvis, divecon, and CrusaderFrank (the rest of you don't rate) arching meteorlike across the atmosphere of debate propelled by the ignition of hot gasses from their asses, of course, remains an incredible spectator sport. Such displays of hannittyinsanity lifts my spirit and brings a ghost of a smile to my manly visage.
Let's, though, avoid False Witness as we flame one another.
Show me the AARP endorsement! Obama said he had it where is it? Is it under Kerry Form 180? Is it under Obama's Birth Certificate?
"I have not said that I was a single-payer supporter." -- Barack Obama on Tuesday, August 11th, 2009 in a town hall meeting in New Hampshire
White House: Obama 'Misspoke' About Claim of AARP Endorsement
Of course when Obama, and his fellow Statists outright LIE of something they always "misspeak".
As to your quote about "Single payer"? That too, is another Obama "misspeak". There's auidio out there that proves he lied again.
Show me the AARP endorsement! Obama said he had it where is it? Is it under Kerry Form 180? Is it under Obama's Birth Certificate?
"I have not said that I was a single-payer supporter." -- Barack Obama on Tuesday, August 11th, 2009 in a town hall meeting in New Hampshire
White House: Obama 'Misspoke' About Claim of AARP Endorsement
Of course when Obama, and his fellow Statists outright LIE of something they always "misspeak".
As to your quote about "Single payer"? That too, is another Obama "misspeak". There's auidio out there that proves he lied again.
Not that I am goo goo gah gah over obama or any politician, for that manner....but he didn't outright lie about aarp.... they do support the health care reform, they have spoken out officially on many occaisions that they support reform, they just haven't endorsed, any one of the 3 bills that have come forward so far on the subject....
He definitely misspoke...on saying endorsed, he should have said SUPPORTED by the aarp.
Care
There is far more choice now than there will be later. By the time the regs are written - by the bureaucrats and likely not our senators and representatives - every insurance plan will be identical and because the government will subsdize its own plan with tax payer money in five years private health insurers will be a distant memory.
The primary reason health insurance cost so much now is because employers can't even talk to there emplyees to see what they need covered under their insurance plans. Oh and the previously existing conditions argument is has been a red herring for nearly a decade in most places because state insurance boards and state legislatures and governors who also over see the insurance companes in every state in the union have already ended stricken that ability which by the way has also added to the cost of insurance coverage.
There is far more choice now than there will be later. By the time the regs are written - by the bureaucrats and likely not our senators and representatives - every insurance plan will be identical and because the government will subsdize its own plan with tax payer money in five years private health insurers will be a distant memory.
The primary reason health insurance cost so much now is because employers can't even talk to there emplyees to see what they need covered under their insurance plans. Oh and the previously existing conditions argument is has been a red herring for nearly a decade in most places because state insurance boards and state legislatures and governors who also over see the insurance companes in every state in the union have already ended stricken that ability which by the way has also added to the cost of insurance coverage.
At any time during the 5 years or after the 5 years, the policy holder or buyer goes to the Insurance Exchange to shop for a new policy...the private insurance company you have now, and all other Private insurance companies will have insurance policies available for you or your employer in your name, can buy....the Insurance Exchange is a ONE STOP SHOP for health Insurance, where they have to define their policies and benefits and cost, in simple comparable terms, so that those buying a policy can know what they are buying and how it compares. The Same insurance company that you have grandfathered will be on the Insurance exchange with their authorized policies that have to also cover existing medical issues, can not drop you because of illness of you or a family member covered, etc etc etc....things that are actually beneficial to you...the policy holder.
Because of such, Matt and I would not grandfather our existing policy, but take out the reform qualified policy with our same insurance company, because it IS more beneficial to us with these protection measures in them.
Care
WOW! A place where consumers can go and look up services and pricing!
What a radical idea! Too bad no place like that exists currently.
There is not a standardized format to compare now...companies put what information they like on the net, which really does not help in comparing apples to apples on insurance policies, is my understanding....and this exchange would format such, in a clear manner, a truly comparable, apples to apples manner.
Care
Nosense they stand to be out of business. Because most small businesses will opt for the cheaper alternative which will be the public option because they have no Choice from a financial perspective, care.
Exactly the opposite zoom. Preexisting conditions now have to be covered by state law in most states. That's why that Obama argment is a red herring.
WOW! A place where consumers can go and look up services and pricing!
What a radical idea! Too bad no place like that exists currently.
There is not a standardized format to compare now...companies put what information they like on the net, which really does not help in comparing apples to apples on insurance policies, is my understanding....and this exchange would format such, in a clear manner, a truly comparable, apples to apples manner.
Care
What she really means is that the policies on the Exchange will be a one size fits all deal. The government will tell the private insurers what they can offer and that will be all they can offer. It will be as narrow as your choice of investments in Social Security. So, your only real choice will be if you go with the public plan or if you go with a psuedo-private plan.
Nosense they stand to be out of business. Because most small businesses will opt for the cheaper alternative which will be the public option because they have no Choice from a financial perspective, care.
Exactly the opposite zoom. Preexisting conditions now have to be covered by state law in most states. That's why that Obama argment is a red herring.
Also remember that the old addage, "cheaper is not always better" will apply here. Today, small business is being priced out of health insurance and that is something that needs to be fixed. Many small businesses simply cannot afford health insurance, but under this plan they must either pay the price of the plans (which MAY NOT BE CHEAPER THAN TODAY'S POLICIES) or they will be taxed 8% of their gross payroll. This could very well put many small businesses under especially in today's economy.
Immie
fyiNosense they stand to be out of business. Because most small businesses will opt for the cheaper alternative which will be the public option because they have no Choice from a financial perspective, care.
Exactly the opposite zoom. Preexisting conditions now have to be covered by state law in most states. That's why that Obama argment is a red herring.
i thought over 80% of the small business are exempt from such penalty in this bill because they are too small?
the insurance policies will vary as much as they do now immie,
only a hand full of things, no cap, carry policy with you if you lose job,preexisting condition ok etc
will be the same, but what a private insurer covers, so many mri's, so many annual visits, so much on drug coverage, transplants if necessary etc, mental health visits a year etc is up to the private insurer, as it is now....the exchange will let you easily see these differences....even if this reform does not pass, these insurance exchanges are a good idea imo.
i thought over 80% of the small business are exempt from such penalty in this bill because they are too small?
Just like President Obama won't raise your taxes if you make less than $250,000... first thing, er second after making it legal to cover abortion out side of the country, he did was raise taxes on people who smoke most of whom make under $250,000.
the insurance policies will vary as much as they do now immie,
Just like everything else the government does, these plans will be so limited in scope that there will be nothing to distinguish one policy you can buy from the public option or the psuedo private insurer.
only a hand full of things, no cap, carry policy with you if you lose job,preexisting condition ok etc
All those things are good. And everyone of them can be accomplished without forcing everyone onto public assistance.
will be the same, but what a private insurer covers, so many mri's, so many annual visits, so much on drug coverage, transplants if necessary etc, mental health visits a year etc is up to the private insurer, as it is now....the exchange will let you easily see these differences....even if this reform does not pass, these insurance exchanges are a good idea imo.
Last I read, "Private" insurers could not offer anything not offered by the government. That means higher deductibles/lower cost insurance... buh bye! Don't feel like you need the Prescription Drug coverage and would rather pay lower premiums? Tough shit buddy, we're going to make sure you get all the drugs you need.
This plan is crap. I wouldn't mind if the government started its own insurance policies and competed on the open market, but this plan ultimately forces everyone under the government's control.
I don't have a problem with being taxed in order to provide coverage for the poor. But, I have a problem with the government forcing me to accept its decisions as to what is best for me in the Health Insurance realm.
Immie
i thought over 80% of the small business are exempt from such penalty in this bill because they are too small?
Just like President Obama won't raise your taxes if you make less than $250,000... first thing, er second after making it legal to cover abortion out side of the country, he did was raise taxes on people who smoke most of whom make under $250,000.
Just like everything else the government does, these plans will be so limited in scope that there will be nothing to distinguish one policy you can buy from the public option or the psuedo private insurer.
All those things are good. And everyone of them can be accomplished without forcing everyone onto public assistance.
will be the same, but what a private insurer covers, so many mri's, so many annual visits, so much on drug coverage, transplants if necessary etc, mental health visits a year etc is up to the private insurer, as it is now....the exchange will let you easily see these differences....even if this reform does not pass, these insurance exchanges are a good idea imo.
Last I read, "Private" insurers could not offer anything not offered by the government. That means higher deductibles/lower cost insurance... buh bye! Don't feel like you need the Prescription Drug coverage and would rather pay lower premiums? Tough shit buddy, we're going to make sure you get all the drugs you need.
This plan is crap. I wouldn't mind if the government started its own insurance policies and competed on the open market, but this plan ultimately forces everyone under the government's control.
I don't have a problem with being taxed in order to provide coverage for the poor. But, I have a problem with the government forcing me to accept its decisions as to what is best for me in the Health Insurance realm.
Immie
i would have a problem with your last sentence as well, BUT that is not what this plan does.
THIS plan, without a coop or a public option puts everything in to the insurance companies hands, even MORESO than it is now and they will rake YOU AND ME and everyone out there, over the coals...be prepared to get burned badly, if there is no choice of public or coop option to keep them, at least somewhat honest and competitively priced.
WITHOUT those options, the insurance companies were just handed the entire country's healthcare....mandatory...so they gain millions of customers, without even having to compete or lower prices to capture the new customer.
btw, did gvt run health care DENY your father, God rest his soul, his cancer treatments or any kind of medical care?
There is far more choice now than there will be later. By the time the regs are written - by the bureaucrats and likely not our senators and representatives - every insurance plan will be identical and because the government will subsdize its own plan with tax payer money in five years private health insurers will be a distant memory.
The primary reason health insurance cost so much now is because employers can't even talk to there emplyees to see what they need covered under their insurance plans. Oh and the previously existing conditions argument is has been a red herring for nearly a decade in most places because state insurance boards and state legislatures and governors who also over see the insurance companes in every state in the union have already ended stricken that ability which by the way has also added to the cost of insurance coverage.
There is far more choice now than there will be later. By the time the regs are written - by the bureaucrats and likely not our senators and representatives - every insurance plan will be identical and because the government will subsdize its own plan with tax payer money in five years private health insurers will be a distant memory.
The primary reason health insurance cost so much now is because employers can't even talk to there emplyees to see what they need covered under their insurance plans. Oh and the previously existing conditions argument is has been a red herring for nearly a decade in most places because state insurance boards and state legislatures and governors who also over see the insurance companes in every state in the union have already ended stricken that ability which by the way has also added to the cost of insurance coverage.
Well you are right about the choices...If we have single payer no american citizen will have to chose to die because they don't have enough money to add to the bank accounts and leases of corporate jets of the billionairs that run the HMOs.
As some folks in the NY metro area say, "Not for nothin'," but has it dawned on anybody that when people rail against the notion of "bearing false witness against President Obama" what they REALLY are protesting is bearing TRUTHFUL witness against what President Obama's notions, ideas, policies and programs MEAN?
That kind of thing will NOT be tolerated!
There is far more choice now than there will be later. By the time the regs are written - by the bureaucrats and likely not our senators and representatives - every insurance plan will be identical and because the government will subsdize its own plan with tax payer money in five years private health insurers will be a distant memory.
The primary reason health insurance cost so much now is because employers can't even talk to there emplyees to see what they need covered under their insurance plans. Oh and the previously existing conditions argument is has been a red herring for nearly a decade in most places because state insurance boards and state legislatures and governors who also over see the insurance companes in every state in the union have already ended stricken that ability which by the way has also added to the cost of insurance coverage.
Well you are right about the choices...If we have single payer no american citizen will have to chose to die because they don't have enough money to add to the bank accounts and leases of corporate jets of the billionairs that run the HMOs.
Ask your REP if THEY are going to opt for what they propose for the rest of us...and then come back and tell us the answer...?
