With the global market and economy headed in the obvious direction that it is, I have been wondering of late what it is that I, and most others, must do to improve our personal financial situations and not only survive (which is hard enough to do nowadays) but to thrive. With manufacturing still hemorhaging jobs and the service sector flying to other countries, it is increasingly difficult to find employment at or near the same salary one was used to making. I base this on my own experience, as well as some close friends and family, but also on alot of the reports in the news. So what is there to do? Stock Market and Investments. I believe that this is where wealth is going to be accumulated. The big problem with this is that it seems to be something of a 'good ole boys' club. What I mean by that is if you don't have the money to begin with, you're not going to be able to participate in it to the degree you need to in order to 'thrive'. So how does one go about overcoming that obstacle? Its easy to say you have to build it a little at a time, but lets be realistic folks. That approach is not going to benefit us in this lifetime. It might do good for your grandkids, but only so long as your kids don't blow it. Does anyone else see a different path that the economy is going to take or am I going to be lambasted with snide remarks? Also, if you DO have good ideas, post them. I'd like to hear them.