Time to spill the beans as it were... I was answering a PM and said to myself, "Fuck it. I should post this..." Special thanks to DiveCon... Mahalo! (Link to the thread: http://www.usmessageboard.com/relig...ends-of-gays-and-lesbians-73.html#post2619532 ) Dude, first things first... Thanks... "SSI" stands for Supplemental Security Income, a program covered under Title 16 of the Social Security Act, signed by Roosevelt in 1935. Title 16 was added in the 70's as a fairly effective way to standardize welfare, which hippies, liberals and draft-dodgers were gaming by living in one state and collecting in another. Modern SSI pays benefits to children and adults deemed "disabled" by a medical and administrative review board which is set up by and answers to each state. SSI also pays benefits to 'aged' individuals. That means folks who have had the good fortune to blow 65 candles out on a birthday cake with out cheating. Title 16 benefits, a.k.a. SSI, pays no more than $694 per month to any single individual. Take a moment and imagine living on $694 a month. Some states supplement that amount. SSI benefits depend on an individuals income, and also their parents income in cases involving disabled children. Title 16 payments are paid from the General Tax Revenue Fund a.k.a.: income taxes. Title 2 of The Act, signed into law a little closer to 1935, covers "Social Security" benefits which come in two flavors: 'Disability' and 'Retirement'. Title 2 benefits are paid from the Social Security Trust Fund. A fund funded by you, The American Worker Bee. When you get your pay-check at the end of the week "they" take out taxes... among those taxes are FICA taxes, everyone pays 12.5% of their first $106,000.00 earned every year. NOBODY pays FICA taxes on yearly income over $106,000. If, and only if, you have worked in the US legally and paid something into the system can you draw a dime in "Social Security" benefits. Benefits are paid to disabled worker bees and sometimes their families, and also to worker bees with at least 62 candles on their last cake. There is a minimum you have to put in but basically, the longer you work and the more you earn, the more you can draw in monthly benefits, should you join the silver haired winers circle at this game called Life In Modern America or have the bad luck to become "disabled" in the eyes of your state and you file a claim. For retirement, you need 10 years with legal, taxes paid earnings, verified by the IRS. (Yes, there is a limit, but it ain't much per year to qualify) You must also have at least 62 years in the rear view mirror of life. You do not need to be a citizen, just a legal, American worker-bee. Disability is a bit more complicated... There is incentive to wait 'till full retirement age, for my age, born in the late 50's, it's 66 and 10 months. The Program, ESPECIALLY when you include Title 16 Welfare, is the most complicated fucker I've ever had the pleasure of trying to wrap my head around, but that's the gist of it. If you haven't figured it out, this average Worker Bee is on your payroll, ass-u-me-ing that is you pay FICA taxes... and 99% percent of you do.