The root cause of this whole mess is the obscene wealth distribution in this country. While executives compensation has been soaring beyond belief. Workers wages have been frozen for years. Imagine if all those people that took out sub-prime mortgages had had something called a "RAISE" every now and then? There wouldn't have been a sub-prime mortgage crisis. There wouldn't have been a real estate crash. Anti-inflation obsession has been the right-wing economists excuse for holding workers wages down at all costs. Yet during the years of highest inflation (1960s & 70s), the gap between the rich and the poor narrowed. We had a evry robust economy. Economic for and by the wealthy wil always end in disaster.