We are well past our rear ends in stupid mandates. You don't buy insurance when you get sick. At that point, it is no longer insurance. It is a subsidy to have others pay for what you knowlingly have. The real issue here, as I see it, is that we have a growing class of people who are are less capable in a world where compensation is given to those who can produce. The problem being that those less capable people are required to buy health care in our inflated system. They can't do that.