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Blame the greedy insurance companies....
No, stupid. They are just passing on costs government has now imposed on them.
Many family insurance plans did not cover students past 18 or so whether in college or not....
The only stipulation in the 22 years I have had coverage is that the child had to be a student.
In the 3 page letter, they state the reason for this change is due to higher cost in the coming years due to the HCR act. That in order to keep employee contribution from dramaticc increases is to cut coverage.
Hold the phone. Intially you stated that the HCR act changed the rules, allowing the insurance company to drop your daughter because her employer also offers insurance. As far as I'm aware, that's not accurate. My insurance has had those sorts of rules in place for years. Long before the HCR bill was even on the table.
But your plan sponsor wasn't forced to cover 26 year old "dependents," pre-existing conditions, mandated lifetime caps, and mandated preventive care.
Hold the phone. Intially you stated that the HCR act changed the rules, allowing the insurance company to drop your daughter because her employer also offers insurance. As far as I'm aware, that's not accurate. My insurance has had those sorts of rules in place for years. Long before the HCR bill was even on the table.
But your plan sponsor wasn't forced to cover 26 year old "dependents," pre-existing conditions, mandated lifetime caps, and mandated preventive care.
Having a mammogram or an allergy are considered "pre-existing" conditions by insurance companies.
Blame the greedy insurance companies....
No, stupid. They are just passing on costs government has now imposed on them.
Thanks to the GREAT Health Care Reform...there is now a loophole in which insurance companies can drop coverage on college students IF THERE IS AVAILABLE COVERAGE (NO MATTER HOW BAD) through an employer, even if it is a part-time job that has horrendously bad insurance.
So...even though my daughter is a full time student, as long as she is working to help pay for college and that part-time job carries some minimal crap insurance - her solid coverage she has through us is gone.
So her choice is to either quit the job or stay insured.
The reason companies are dropping the coverage is due to the higher expense of coverage due to the reform. (the only stipulation before the health care plan was that the child must be a full time student)
Thanks
Blame the greedy insurance companies....
No, stupid. They are just passing on costs government has now imposed on them.
Published on Monday, December 8, 2003 by the San Francisco Chronicle
Health Care Costs Continue Double Digit Increase
Employees bearing more of the costs
by Victoria Colliver
Large employers in Northern California saw their average health care costs rise 12.3 percent in 2003, and they expect those costs to jump an additional 15.4 percent next year, according to a survey being released today by a human resource consulting firm.
Those rate hikes -- driven by factors such as changes in medical technology and rising drug costs -- are higher than what large employers nationwide reported in a survey by the Mercer Human Resource Consulting of employer-sponsored health plans. Employers with 500 or more workers estimated a 10.2 percent hike in health care costs this year and a 12.5 percent increase in 2004.
Facing a fourth year of double-digit premium hikes, companies have been getting tough this year, pushing a lot more of those costs back onto their employees in the form of higher co-payments and other cost-sharing arrangements. Recognizing the limitations of those tactics, the survey found employers looking to longer-term solutions and possible government intervention to head off the unrelenting increases.
Health Care Costs Continue Double Digit Increase; Health Care Costs Continue Double Digit Increase
Report Estimates Health Care Cost Increase at $621 Billion Since 2000, USA
Main Category: Public Health
Article Date: 10 Feb 2005 - 11:00 PDT
Health care spending in the United States has increased by $621 billion since 2000 to $1.9 trillion this year, and current expenditures for health care services account for about 24% of the increase in the gross domestic product between 2000 and 2005,
~
The report, by Alan Sager and Deborah Socolar, uses government data and the results of previously conducted studies. The researchers found that health care costs will account for 15.5% of the nation's economy in 2005, compared with 13.2% in 2002
Report Estimates Health Care Cost Increase at $621 Billion Since 2000, USA
It is not just the insurance companies, but the health care industry increasing costs as well.
Costs had skyrocketed 300 times the orginal cost of healthcare BEFORE HCR was reform and the DUMB RepubliCON$ still parrot that nonsensical meme "they are just passing on costs the gubmunt now imposed on them."
What a sorry sack of morons RepubliCON$ are.
*SMH*
Blame the greedy insurance companies....
No, stupid. They are just passing on costs government has now imposed on them.
Published on Monday, December 8, 2003 by the San Francisco Chronicle
Health Care Costs Continue Double Digit Increase
Employees bearing more of the costs
by Victoria Colliver
Large employers in Northern California saw their average health care costs rise 12.3 percent in 2003, and they expect those costs to jump an additional 15.4 percent next year, according to a survey being released today by a human resource consulting firm.
Those rate hikes -- driven by factors such as changes in medical technology and rising drug costs -- are higher than what large employers nationwide reported in a survey by the Mercer Human Resource Consulting of employer-sponsored health plans. Employers with 500 or more workers estimated a 10.2 percent hike in health care costs this year and a 12.5 percent increase in 2004.
Facing a fourth year of double-digit premium hikes, companies have been getting tough this year, pushing a lot more of those costs back onto their employees in the form of higher co-payments and other cost-sharing arrangements. Recognizing the limitations of those tactics, the survey found employers looking to longer-term solutions and possible government intervention to head off the unrelenting increases.
Health Care Costs Continue Double Digit Increase; Health Care Costs Continue Double Digit Increase
Report Estimates Health Care Cost Increase at $621 Billion Since 2000, USA
Main Category: Public Health
Article Date: 10 Feb 2005 - 11:00 PDT
Health care spending in the United States has increased by $621 billion since 2000 to $1.9 trillion this year, and current expenditures for health care services account for about 24% of the increase in the gross domestic product between 2000 and 2005,
~
The report, by Alan Sager and Deborah Socolar, uses government data and the results of previously conducted studies. The researchers found that health care costs will account for 15.5% of the nation's economy in 2005, compared with 13.2% in 2002
Report Estimates Health Care Cost Increase at $621 Billion Since 2000, USA
It is not just the insurance companies, but the health care industry increasing costs as well.
Costs had skyrocketed 300 times the orginal cost of healthcare BEFORE HCR was reform and the DUMB RepubliCON$ still parrot that nonsensical meme "they are just passing on costs the gubmunt now imposed on them."
What a sorry sack of morons RepubliCON$ are.
*SMH*
Sorry Marc but that shoe doesn't fit.
The first thing they should have done is made reforms that DECREASED costs - not pass a 2400 page monstrosity that INCREASED cost.
Do you not agree that HCR's first job should have been to address that 300% cost increases?? Rather what they did was simply shove more people into a broken system - and you think we're stupid?
Costs had skyrocketed 300 times the orginal cost of healthcare BEFORE HCR was reform and the DUMB RepubliCON$ still parrot that nonsensical meme "they are just passing on costs the gubmunt now imposed on them."
What a sorry sack of morons RepubliCON$ are.
*SMH*
Sorry Marc but that shoe doesn't fit.
The first thing they should have done is made reforms that DECREASED costs - not pass a 2400 page monstrosity that INCREASED cost.
Do you not agree that HCR's first job should have been to address that 300% cost increases?? Rather what they did was simply shove more people into a broken system - and you think we're stupid?
what came out of congress is not what was proposed. A single payor system.
Lobbyists can be thanked for that and of course a sucky assed congress on both sides.
The only stipulation in the 22 years I have had coverage is that the child had to be a student.
In the 3 page letter, they state the reason for this change is due to higher cost in the coming years due to the HCR act. That in order to keep employee contribution from dramaticc increases is to cut coverage.
Hold the phone. Intially you stated that the HCR act changed the rules, allowing the insurance company to drop your daughter because her employer also offers insurance. As far as I'm aware, that's not accurate. My insurance has had those sorts of rules in place for years. Long before the HCR bill was even on the table.
Where did you come up with this? Do you have a link?Thanks to the GREAT Health Care Reform...there is now a loophole in which insurance companies can drop coverage on college students IF THERE IS AVAILABLE COVERAGE (NO MATTER HOW BAD) through an employer, even if it is a part-time job that has horrendously bad insurance.
So...even though my daughter is a full time student, as long as she is working to help pay for college and that part-time job carries some minimal crap insurance - her solid coverage she has through us is gone.
So her choice is to either quit the job or stay insured.
The reason companies are dropping the coverage is due to the higher expense of coverage due to the reform. (the only stipulation before the health care plan was that the child must be a full time student)
Thanks
Sorry Marc but that shoe doesn't fit.
The first thing they should have done is made reforms that DECREASED costs - not pass a 2400 page monstrosity that INCREASED cost.
Do you not agree that HCR's first job should have been to address that 300% cost increases?? Rather what they did was simply shove more people into a broken system - and you think we're stupid?
what came out of congress is not what was proposed. A single payor system.
Lobbyists can be thanked for that and of course a sucky assed congress on both sides.
Who says a single payer system will give you all the health care you want at a price you can pay?
You?
The same people who said you could keep your current health plan?
OP, what type of job did your daughter do? What line of work was she in? I don't think its too personal a question considering you brought up the subject and placed her dead in the center. Was she a school teacher Fireman, doctor, admin assistant...what?