Synchrony has a 13 month CD paying 2.65%

[Cellblock2429]

Decent......

Not really

You have a 13 month CD that pays more?

2% is not good no matter where it's paid

You do realize that a guaranteed rate is a guaranteed loss don't you?

I realize that 2.65% over 13 months is better than 0.04%.

Why not invest in a mutual funs and get a better rate of return?

You do know that is what the bank is going to do with your money they'll pay you 2% and make 9 or 10%

/----/ Here's some MFs with decent returns
Top-Performing Mutual Funds by Category