All the hoopla about Brazil being the leader of Latin America leaves out the fact that its a poor country, with a small middle class, high poverty and unemployment rates, with substantial debt and it is still very much a 3rd world country. Chile by far is the most successful pound for pound country in Latin America. It is an emerging first world country. This country should be the model for America to follow when tackling our Social Security Crisis. And YES its a crisis. We are putting in 12% of our income and that money is drying up. The problem needs to be addressed before it sucks in the entire US economy. So what is the answer? Follow Chile, as 31 other countries have done. They have privatize the social security system and its created 10 fold greater returns and evaporated the Chilean debt crisis, which was similar to our crisis. Not to mention it created countless jobs. Insanity is doing the same thing and expecting a different result. Keeping with the current social security system is the definition of insanity. Everyone sees the coming storm, but won't do anything to prevent it!