``Since mid-September, rapid, seismic changes in consumer behavior have created the most difficult climate we've ever seen,'' Brad Anderson, chief executive officer of Best Buy, said in a Nov. 12 statement. Bloomberg.com: Economy how can the consumer be blamed...last year the consumer was told to stop using credit cards and save money etc. we are bombarded with bad news day after day..how the economy if failing..people are job scared and terrified to spend money...never knowing if the last paycheck is really their last. so now we are told to spend money to help the economy...yet we have no more money to spend. for many the economy has not slowed down it has totally stopped. i have changed my spending habits a great deal...no more eating out...very careful what i spend and where....so how are you reacting to the daily dire news about the future?