Zoom-boing
Platinum Member
I think the question should be whether the federal government should have any say in what any employer offers via health insurance to its employees? Shouldn't employers be able to choose on their own what health plans they want to offer and/or maybe help pay for?
I will slightly agree with you. Except that I'm not so concerned with the government regulating health care insurance as part of the employment relationship. I look at it as essentially an addition to minimum wage laws. You must pay at minimum a certain wage, as well as have an insurance plan available. It's really just the government saying that you have to pay something to your employees. But I do firmly oppose the mandate that individuals be required to provide insurance.
That being said, that is really an aside issue here. First off all, students aren't employees of the school. Second, the issue with the school is being argued as an infringement of religious rights. Not to say that the point you raise isn't one that is important and worthy of consideration. It's just not the issue in regards to this particular case.
The more converage an insurance plan is offering, the higher the cost of the premium for everyone.
The ideal solution would be to have multiple options. Most employers, for example, have multiple levels of coverage available for employees to select. This would allow individuals to decide if they want particular coverage or not.
Better yet, health insurance should be removed from the employer/employee relationship altogether and inidividuals should purchase their own insurance just like life, car, house, etc... and pay for it themselves.
Better yet, health insurance should be outlawed altogether. Probably the single best way to bring down the cost of health care for the people, without going to a single payer system.
No, not outlawed altogether but it should be only for large ticket items. Surgery, cancer treatment, rehab . . things of that nature. This 'paying for everything and/or paying for the small shit' only causes premiums to rise and overall costs to rise. It's retarded.
Imagine how much ones car insurance premium would rise if things like oil changes, tire rotation and lube jobs were included in insurance. Dumb.