Small Families Subsidizing Large Families.

Discussion in 'Healthcare/Insurance/Govt Healthcare' started by AVG-JOE, Dec 12, 2009.

  1. AVG-JOE
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    AVG-JOE American Mutt Staff Member Gold Supporting Member

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    Right now, most health insurance premiums are structured in such a way that a family with 1 child pays the same as a family with 8 kids.

    Is this fair?
     
  2. Cecilie1200
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    Cecilie1200 Gold Member

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    I kinda have to doubt this, since I've never seen a private insurance plan that doesn't charge more for each person you're paying for.
     
  3. AVG-JOE
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    AVG-JOE American Mutt Staff Member Gold Supporting Member

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    I don't know... every insurance plan I have ever considered, and there have been many, has had 4 categories for premiums:

    1. Employee​

    2. Employee + Spouse​

    3. Employee + Children​

    4. Employee + Spouse + Children​

    I have never seen one that charges more for more kids. It's always 'all or nothing'.
     
    Last edited: Dec 12, 2009
  4. Emma
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    Emma Evil Liberal Leftist™

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    That's how our plans work. You simply pay for "children", and it's the same regardless of number.
     
  5. AVG-JOE
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    AVG-JOE American Mutt Staff Member Gold Supporting Member

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    So... what do you think? Is that fair?
     
  6. WillowTree
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    WillowTree Diamond Member

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    Hell no!
     
  7. rdean
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    rdean Guest

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    No. But a family with 8 children is probably anti birth control.
     
    Last edited by a moderator: Dec 12, 2009
  8. AVG-JOE
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    AVG-JOE American Mutt Staff Member Gold Supporting Member

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    :eusa_think: Perhaps they'd reconsider that position if they had to individually insure each new little mouth that comes along.
     
  9. Anguille
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    Anguille Bane of the Urbane

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    That's no reason why anyone else should subsidize their beliefs. If they don't believe in birth control maybe they shouldn't be having sex.
     
  10. RadiomanATL
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    RadiomanATL Senior Member

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    *Shrug*

    So opt out of the company plan and get a private plan.
     

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