Same sex life partner health insurance coverage

Discussion in 'Healthcare/Insurance/Govt Healthcare' started by alan1, Nov 22, 2009.

  1. alan1
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    alan1 USMB Mod Staff Member Supporting Member

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    This year, for the first time ever, my employer is offering same sex life partner health insurance coverage.

    As I was scrolling through the details of the various health insurance options, I discovered something I found to be quite interesting.
    If you elect coverage for a same sex partner, that money is not considered pre-tax. Unlike if you elect coverage for a spouse or children which is pre-tax.

    Is this a standard practice for companies to do?
     
  2. Amanda
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    Amanda Calm as a Hindu cow

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    I don't know if it's a standard practice but I'd say it's another reason to get civil unions for all passed into law.
     
  3. alan1
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    alan1 USMB Mod Staff Member Supporting Member

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    Or perhaps it is actually tax code. Does anybody know?
    The fact that health insurance payments can be pre-tax means they have to qualify under some sort of tax code.
     
  4. xotoxi
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    xotoxi Platinum Member

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    I'm not sure. See if opposite-sex unmarried partners are covered in the same way.

    If they also are not considered pre-tax, then it likely has something to do with the tax benefits of marriage.
     
  5. goldcatt
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    goldcatt Catch me if you can! Supporting Member

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    I want to say it's the Federal tax code, since DOMA eliminates all Federal benefits for unmarrieds. But I'm no tax expert, that's just an educated guess.
     
  6. alan1
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    alan1 USMB Mod Staff Member Supporting Member

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    Opposite-sex married people are covered pre-tax. Opposite-sex partners are not covered at all.

    Biological children are covered pre-tax. Children of a same-sex partner (not the employees biological children) are not covered pre-tax.
     
    Last edited: Nov 22, 2009
  7. AllieBaba
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    AllieBaba BANNED

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    "Opposite sex partners are not covered at all".

    So this is an example of trampling upon the rights of heteroxsexual couples. Lovely.
     
  8. Amanda
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    Amanda Calm as a Hindu cow

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    That's why I made my comment above. Why do same sex employees get to just designate someone to be covered if single opposite sex employees can't do the same thing?

    If people are going to be treated fairly we need to make it possible to do so.
     
  9. alan1
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    alan1 USMB Mod Staff Member Supporting Member

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    A few people at work brought that up. Every one of them that said anything to me about it though, was married.
     
  10. slackjawed
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    slackjawed Self deported

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    I'm all for equal rights, but this seems like special rights.
     

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