Its time to eliminate redistributions and entitlements. Step#1-eliminate the SSA,and the general fund. No more government stealung by imposed taxation,and redistributing on its own whim. $25,000,000,000.00 saved with the elimination of the SSA and its administration and operating costs. Instead of government FDR originated redistribution,each US CITIZEN,at the majority age of 18,one month before,will be assigned,through the US treasury,based on their SSN#,will receive notification of an opening of a future government savings investment account. On an ELECTIVE BASIS,with citizens having full control and responsibility for their own accounts,will have the option to invest,any amount they choose,via personal deposit,employer vesting through payroll,or not vest at all. Citizens will have an incentive to vest,as anyone can withdraw after 5 years,and can change options at anytime. APY 3% on these us treasury savings accts.