Shorebreak
Active Member
- Sep 25, 2009
- 395
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We haven't owned a credit card for almost 10 years. I pay cash for everything - including vehicles. I buy late model used so that I don't get hit with depreciation when I drive it off the lot. I keep a Visa debit card for travel or emergency needs, but aside from that I pay cash or check.
Before I started doing that, I would occasionally spend more in a month than I actually earned. Today, my family size has more than doubled but I save about 25% of my income. It makes a huge difference.
Before I started doing that, I would occasionally spend more in a month than I actually earned. Today, my family size has more than doubled but I save about 25% of my income. It makes a huge difference.