But insurance companies negotiate their prices before every new policy renewal season with the doctors and hospitals? They do NOT just pay whatever the hospitals ask....?insurance premiums are very high and should be negotiated down...we do feel the effects of that and so do our employers, so why aren't they???One of the main reasons healthcare is much more expensive in the US,than the rest of the world. Is the fact every country negotiates the prices with the providers. The US is just one of the two that don’t negotiate for lower prices.
That’s like walking in an auto dealership and paying sticker price. So other countries are getting the same healthcare and getting the exact same pharaceuticals but at a much lower price.
So the price you pay for smaller government, is paying double for healthcare.
I don't get what the last bit has to do with anything, but you've clearly identified the problem with the US health care market. And the reason no one negotiates is that no one is paying their own way. If you're insured, you have exactly no reason to negotiate for lower prices.
that should force the insurance company to negotiate for lower prices with the doctors and hospitals, shouldn't it???
Because, ultimately, insurance is supposed to pay for the inflated health care prices. As long as the health care prices are rising unhindered insurance premiums will go up as well. There's no way around that.
There is an incentive for the insurance companies getting prices from docs/hospitals cheaper....if they get better prices from docs and hospitals, then their policies could be cheaper and if their policies are cheaper, then they could capture more of the 40 million who had no insurance before O-care, as new customers....you would think? The market should work that way...?
what is stopping that from happening, even before O-Care?
the only thing I can think of, is not enough insurance companies in each market region? And maybe there is a conspiracy among insurers to not go in certain rural markets if their competitor is there?
or maybe there are not enough doctors and hospitals for the demand?