Obamacare Guarantees Higher Health Insurance Premiums -- $3,000+ Higher

Discussion in 'Politics' started by healthmyths, Jan 15, 2013.

  1. healthmyths
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    healthmyths Gold Member Supporting Member

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    Let’s reflect with him. During his first campaign for the presidency in 2008, the president promised that his health reform plan would
    “bring down premiums by $2,500 for the typical family” by the end of his first term.

    Well, that first term is just about up. And health insurance isn’t any cheaper. In fact, it’s more expensive. Premiums have increased by an average of $3,065. And they’re about to go up even more, as Obamacare takes effect during the president’s second term.

    At the end of 2012, Mark Bertolini, the CEO of Aetna, the third-largest health insurer in the country, warned that many consumers would face “premium rate shock” with the advent of Obamacare’s major insurance regulations in 2014. He predicted that unsubsidized premiums would rise 20 to 50 percent, on average.

    Obamacare Guarantees Higher Health Insurance Premiums -- $3,000+ Higher - Forbes

    So instead of decreasing by $2,500 , premiums have INCREASED by $3,000!!

    With the average individual health insurance premium today being $4,547 in 2011,
    Folks no matter how you cut it... THIS shows how totally inept Obama and his administration really is!

    How could any of you keep your job if you told your bosses.. next year our costs will go down by $2,500 only to have to report a year later to your boss
    our costs didn't go down but WENT up $3,000 boss... How long would you be working for the boss because YOU not only lied but you showed your total incompetence!

    Instead of premiums dropping $2,500 to $2,000 THEY INCREASED to $7,547!
    THAT IS A SWING of 377%!

    But what can you expect when these idiots couldn't even tell you that 10 million of the supposed 50 million are NOT CITIZENS!
    Or tell you 14 million of the supposed 50 million WERE ALREADY COVERED!
    Or pass off as "uninsured" 18 million people under age 34, make over $50K and have little health expenses so they pay out of their own pocket!
    That leaves truly 8 million!
    But this inept President can't even add and subtract!

    This idiot President proudly stated..
    He said ""And if we are able to slow the growth of health care costs by just one-tenth of 1 percent each year -- one-tenth of 1 percent --
    it will actually reduce the deficit over the long term"!!

    "Deficit"??
    A) Obama confused "debt" with "deficit"!
    B) But the most egregious? When Obama said "over the long term" this idiot evidently had no idea how big the debt was ($8 TRILLION at the time!!)
    But he stupidly thought reducing the deficit $2.5 billion a year was impactful... IT WOULD BE OVER 1,600 YEARS!
     
  2. neomalthusian
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    neomalthusian Agnostic Prognosticator

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    Are health insurance premiums already skyrocketing? -- Yes
    Are costs of health care services already skyrocketing? -- Yes
    Does PPACA control the prices of insurance premiums? -- No
    Does PPACA control the prices of health care services? -- No

    What does PPACA do? -- Forces people to keep buying from private sellers a product whose cost is skyrocketing.

    So what will the prices of health insurance and health care services be expected to do? -- Skyrocket even further.

    So why in God's name sign PPACA into law? -- As a consolation to the health insurance industry, allowing them to gouge the American people until they squeal for further government intervention in the form of a comprehensive takeover of the industry and conversion into some sort of universal government health care system.
     
  3. healthmyths
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    healthmyths Gold Member Supporting Member

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    YOU know I love reading absolutely IGNORANT people's comments and you are one of those ABSOLUTELY IGNORANT nuts!

    A) the biggest cost driver of health insurance premiums skyrocketing is "$750 billion a year in "DEFENSIVE MEDICINE"!

    AND I'm not saying that... hear READ what the physicians that send the claims to the insurance companies are telling YOU!!!

    In a recent Gallup survey, physicians attributed 34 percent of overall healthcare costs to defensive medicine and 21 percent of their practice to be defensive in nature. Specifically, they estimated that 35 percent of diagnostic tests, 29 percent of lab tests, 19 percent of hospitalizations, 14 percent of prescriptions, and 8 percent of surgeries were performed to avoid lawsuits.

    Liability reform has been estimated to result in anywhere from a 5 percent to a 34 percent reduction in medical expenditures by reducing defensive medicine practices, with estimates of savings from $54 billion to $650 billion.
    The costs of defensive medicine


    1,231 physicians...(90%) Ninety percent of physicians surveyed said:
    "doctors overtest and overtreat to protect themselves from malpractice lawsuits."
    "Defensive medicine is when doctors order multiple tests, MRIs and other procedures, not because the patient needs them, but to protect against litigation based on allegations that something should have been done but wasn’t. according to the survey published Monday in Archives of Internal Medicine.
    Besides more time-consuming appointments, patients are left with fewer services and less access to quality care as doctors either narrow their practices or leave the profession entirely."
    http://www.sfexaminer.com/opinion/Examiner-editorial-Obama-wont-take-on-trial-lawyers-in-speech-57953202.htm

    In a 2010 Jackson Healthcare Physician Survey one doctor noted: "I have to view every patient as a potential plaintiff.."

    http://www.patientsforfaircompensation.org/media/7142/pfc_wp-0612_lr.pdf


    NOW YOU idiot ignorant dummy YOU TELL ME if the $300 million LAWYERS paid to Obama/Congress was worth it BECAUSE NOT one effort on
    TORT REFORM in ACA! OH Obamacare TAXES TANNING Salons! WOW BIG WOO!!!
    Why didn't they tax the $100 billion lawyers make and use that to pay the claims filed by hospitals that HAVE To see uninsured patients?
    AGAIN you are so f...king dumb you have NO IDEA when I say I have a database of the 6,000 hospitals and what they BILL MEDICARE and
    a few not all charge Medicare 6,000% OVER THEIR COSTS ... and all to recover what idiots passed in 1986 called EMTALA!

    BUT you are so f...king DUMB you don't even know what I was quoting!
    HERE take this number and choke! $750 billion a year in wasted duplicate testing,specialists ALL OUT OF FEAR OF LAWSUITS!!!!!!
     
    Last edited: Jan 15, 2013
  4. Mr. H.
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    Mr. H. Diamond Member

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    And we will soon be a nation of part-time employs.
     
  5. Greenbeard
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    Greenbeard Gold Member

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    Survey: Health Premiums Rise By Small Percentage
    Growth of Health Spending Stays Low
    [​IMG]

    Health care price growth falls – 2012 challenging low 2011 level

     
    Last edited: Jan 15, 2013
  6. healthmyths
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    healthmyths Gold Member Supporting Member

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    Physicians estimate the cost of defensive medicine in US at $650 to $850 billion per year
    December 19, 2012 | by Steven Rothrock MD

    Health News Observer ? Physicians Estimate The Cost Of Defensive Medicine In Us At 650 To 850 Bill Articles

    Findings from this survey include the following:
    • Physicians estimate the cost of defensive medicine in US at $650 to $850 billion per year. This is 26 to 34% of all US healthcare costs.
    • Up to 92% of US physicians practice defensive medicine.
    • 76% of physicians report that defensive medicine decreases patient access to healthcare.
    • 53% of physicians report delaying new techniques, procedures, and treatments due to fear of lawsuits.
    • Patients most affected by defensive medicine include those visiting emergency rooms and those requiring surgery.
    • Women are most affected by defensive medicine.
    • Emergency medicine, primary care, and OB/GYN physicians are most likely to practice defensive medicine.
    • 79 to 83% of surgeons and OB/GYNs have been named in lawsuits.
    • Physicians contracted by the federal government practice significantly less defensive medicine as they are protected against lawsuits by the Federal Tort Claims Act. Only 48% practice defensive medicine compared to 92% of non-government physicians.
    • Physicians in New Zealand, Canada, the United Kingdom, and Sweden (much lower risk of lawsuits) claim to order no tests, treatments, or consultations in an effort to prevent a lawsuit.
    • 89% of physicians support a patient’s right to be compensated fairly for true negligence.
     
  7. neomalthusian
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    neomalthusian Agnostic Prognosticator

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    Looks like you prepared that post in advance and had your finger on the trigger and fired prematurely. Read my post again and try to grasp my opposition to PPACA.
     
  8. SniperFire
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    SniperFire Senior Member

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    The only thing that will stop the shitstorm that is Obama is for people to start paying the price for it.

    What a fucking disaster.

    [​IMG]
     
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  9. Greenbeard
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    Greenbeard Gold Member

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    You're borrowing from...Berwick?
     
  10. SniperFire
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    SniperFire Senior Member

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    Just long enough to destroy your weak obfuscation.

    LOL
     

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