this is a gift horse for the insurance industry... we are better off having a Medicare system we can buy in to or be taxed for, that covers all imo....
i don't feel good about making this mandatory...
then, if you do not, or do not have a public option, there is nothing to lower our health care expenses and insurance companies can charge as high a price as they would like....and not care because it is mandatory for citizens to buy insurance from them....so...they have guaranteed customers....no need to compete.
Care,
You understand that if there is a public option, then in 5 years there will not be a private option right? Is that the result you are seeking?
no, i don't see that.... i worked over 20 years for a few corporations, and they will not just give up....they would never give up just because they have competition, they just will have to work harder if the going gets tough to reduce their overhead costs, maybe even reduce their $25 million a year salaries to their heads, dot every eye and cross every t so that they can enjoy better profits if competition gets stiff.
In addition to this tech, the bill requires the public option to be self sufficient paid for by the insurance policy holders only, so they are on the same level ground as the private insurance...no special gvt treatment or rules that the public option does not have to meet that the private sector has to meet.
The private sector will not give up in their fight to keep thier corporation alive and well, and if they do, then the owners, the shareholders have hired the wrong people to do the job.
Besides if government in inefficient as most say they are, they could be higher priced than the private sector for all we know...
What I do know, is an awful lot of tax payers money seems to be going in to this plan and we owe it to the tax payers to have our government competing for some of this business, as when we have a government program that we open up for competition among the private sector.... sometimes the gvt wins the deal themselves because they could do it cheaper than the private sector, but if the private companies bidding can do it at a better cost then the gvt contracts out the private sector with our money because it supposedly SAVES us money....
Also, the public option will not be that easy to institute...it has to be done state by state and can not be set up as a nation wide plan from what i read in the bill, (which is another mistake, not loosening insurance laws within the states in this bill or at least none that i have seen) so, I doubt they will be able to get their costs down as much as some think....and i believe the same thing for the coop option, has to be done within a state....the private sector can give the public option and or coop option a run for their money...it may not be real easy, but easy enough...
i don't think the insurance companies should be just handed 30-45 million new customers by mandate without having to truly compete for them....THAT i know for certain! I just really don't know where to go from there to solve that issue...
care