Moving (within the USA)

[leftwinger]

Question:
If a nearly retired-age person (or couple) had ~$4K/mo Gross income and $100K down payment for a house, condo or townhouse where would you move to? No relatives, no friends, anywhere is open but income is "low".

Anywhere in America. Where would you go?

I will get it started with a few "low-tax" states found on internet searches. SD, WYO, NV, TX, FLA..............

What exact cities? Longboat Key, FL? just kidding Rexx, probably too expensive...Hashville TN?

 

[OldLady]

Vermont? Too cold?

 

[JoeMoma]

In many places, 100K is enough to buy a small house, which would be good for a retired couple, less house work.

My state, SC has a low cost of living. 4K per month would be plenty for a couple to live on in most places in SC. There are plenty of other states that would also work. Stay away from the big cities.

 

[Moonglow]

I live in area where land is cheap,taxes are cheap and no one around to tell you what to do, unless you're married...

 

[leftwinger]

Vermont? Too cold?

Ranked#23 in 2015 (#1 in crime rate). too lazy to fix the colum cut/paste issue but I will add link.
Where Are The Best And Worst States To Retire? | Bankrate.com

Check out how your state ranks for retirement
Overall rank State Cost of living Crime rate Community well-being Health care quality Tax rate Weather
1 Wyoming 18 5 5 32 3 8
2 South Dakota 26 11 6 9 2 29
3 Colorado 32 25 4 13 16 3
4 Utah 15 22 8 11 30 6
5 Virginia 20 4 17 14 24 10
6 Montana 33 19 3 27 (tied) 13 9
7 Idaho 2 2 36 38 22 7
8 Iowa 13 12 14 6 20 39
9 Arizona 27 41 9 21 15 5
10 Nebraska 14 20 20 15 21 21
11 Maine 38 3 22 3 37 27
12 North Dakota 29 10 15 12 18 43
13 Wisconsin 25 13 13 2 47 46
14 Minnesota 30 15 7 5 42 48
15 New Hampshire 39 7 21 1 7 49
16 North Carolina 21 33 23 16 31 19
17 Kansas 8 32 25 36 28 17
18 South Carolina 24 48 19 23 9 16
19 Tennessee 6 47 37 33 4 24
20 Pennsylvania 31 16 33 24 38 22
21 Texas 17 38 11 48 6 23
22 Rhode Island 41 18 26 7 43 12
23 Vermont 42 1 29 10 41 35
24 Mississippi 1 23 43 43 10 42
25 Delaware 34 42 27 8 35 18
26 Massachusetts 45 21 30 4 39 11
27 Nevada 37 44 38 46 8 4
28 Florida 28 39 12 29 17 28
29 Michigan 9 29 39 20 26 45
30 New Mexico 22 50 16 47 14 1
31 Alabama 7 43 28 27 (tied) 12 41
32 Kentucky 5 9 49 42 29 33
33 Georgia 10 35 41 40 19 20
34 Illinois 23 24 35 26 46 36
35 Washington 36 36 24 17 25 40
36 Ohio 16 27 47 30 32 37
37 Indiana 3 30 46 39 27 34
38 Missouri 12 37 45 35 23 38
39 California 49 31 10 41 45 2
40 New Jersey 43 8 32 18 48 15
41 Maryland 40 34 34 19 44 13
42 Connecticut 46 6 18 25 49 14
43 Alaska 47 46 2 37 1 50
44 Oklahoma 4 40 48 50 11 26
45 Hawaii 50 26 1 22 36 32
46 Louisiana 19 49 42 49 5 44
47 Arkansas 11 45 44 45 34 30
48 Oregon 44 28 31 34 40 31
49 West Virginia 35 14 50 44 33 47
50 New York 48 17 40 31 50 25


Read more: Where Are The Best And Worst States To Retire? | Bankrate.com
Follow us: @Bankrate on Twitter | Bankrate on Facebook

 

[leftwinger]

I live in area where land is cheap,taxes are cheap and no one around to tell you what to do, unless you're married...

I know. MO (KC, Springfield, STL, Joplin, Rural). But if you are going to go into mid-west weather? SD has less tax. Similar weather? Sioux Falls? Why pay more?

 

[Mikeoxenormous]

I live in area where land is cheap,taxes are cheap and no one around to tell you what to do, unless you're married...

I live in area where land is cheap,taxes are cheap and no one around to tell you what to do

His parents basement......

 

[Moonglow]

I live in area where land is cheap,taxes are cheap and no one around to tell you what to do, unless you're married...

I know. MO (KC, Springfield, STL, Joplin, Rural). But if you are going to go into mid-west weather? SD has less tax. Similar weather? Sioux Falls? Why pay more?

South Dakota doesn't have decent weather..

 

[Moonglow]

I live in area where land is cheap,taxes are cheap and no one around to tell you what to do, unless you're married...

I live in area where land is cheap,taxes are cheap and no one around to tell you what to do

His parents basement......

My parents are dead, how about yours?

 

[leftwinger]

South Dakota doesn't have decent weather..

I had been reading about this "banana belt" region of SD. I suppose that info help start this thread.
**********

Rapid City weather is due to its location - at the base of the Black Hills. The mountains provide a natural barrier from blizzard-like weather in the winter and scorching heat in the summer. The mountains also create an air inversion over the area that traps warm air. The city's geographic location coupled with the warm "chinook" winds creates a year round climate that pleasantly contradicts what other area of the region experience.

All four seasons exceed expectations.

Summers are extremely pleasant, with average temperatures in the 80s and a consistently low humidity that averages 68.5 percent thanks to the chinook winds. There are only 30 days during the summer when the temperature rises above 90 degrees. Nights are cool enough that a jacket is occasionally needed.

Spring and Fall are the transitional seasons. Springs begin in early April with wet snows and day time temperatures in the 40s and end in late May as temperatures climb into the 70s and 80s. In Fall the air turns cool and crisp because of the low humidity. Day time temperatures begin dropping into the 60s and 70s, with night time temperatures in the 40s.

Winter is the season most people would expect to be brutal - and it is anything but brutal. While it is not unusual to have an occasional period where temperatures drop to as low as 10.7 degrees in January, those extremes are the exception. Daytime temperatures are generally in the 30 degree range.

Snowfall is also less than other areas of the region. The average annual snowfall is 39.8" and averages less than eight inches per month. This weather makes for excellent skiing and some of the best ski resorts in the United States are located in the area.

Rapid City's climate is a pleasant surprise, making it a great year round vacation spot and a place to live.

 

[Rob37]

In many places, 100K is enough to buy a small house, which would be good for a retired couple, less house work.

My state, SC has a low cost of living. 4K per month would be plenty for a couple to live on in most places in SC. There are plenty of other states that would also work. Stay away from the big cities.

SC is not bad. You can put money down on a house in the low country on the water, or outright buy a 1000-1300 sq ft house inshore. Some of the most beautiful women in the world are in Charlestown. Plus, I think it is still legal to lynch negroes down there. If not, it is most likely only a misdemeanor. Nothing beats spending a warm summer afternoon sitting on your dock on an incoming tide, watching the sunset, enjoying a brew, and fishing for sea trout. SC also has great barbecue. Honestly, their sauce is my favorite - thin and lots of vinegar. Good living!

 

[Moonglow]

This winter we had 70 degree days in SW Mizzouri...Very little snow...

 

[leftwinger]

Stay away from the big cities.

Do you mean avoid big cities all over SC? all of USA? Hows' a person get a decent bowl of Pho out in bumfork? Do you have to sit with loaded shotgun in shifts out in a cabin? Or that is only up in Raleigh?

 

[leftwinger]

SC is not bad. You can put money down on a house in the low country on the water, or outright buy a 1000-1300 sq ft house inshore.

what locations, cities are in this so-called.......low country?

 

[Eaglewings]

My dream condo in Duluth Minnesota~ ( I look at this everyday ) I love the cold

 

[leftwinger]

My dream condo in Duluth Minnesota~ ( I look at this everyday ) I love the cold

interesting. Thats' so far up there it is almost Canada? Cold much! #48 weather. #42 in taxes?
wonder what that water view would cost? $350K condo? $600/mo HOA? btw. that is the good thing about stand-alone houses.......in some cases.......avoid the HOA!

 

[Moonglow]

My dream condo in Duluth Minnesota~ ( I look at this everyday ) I love the cold

I love the cold also, in the fridge..

 

[Eaglewings]

My dream condo in Duluth Minnesota~ ( I look at this everyday ) I love the cold

interesting. Thats' so far up there it is almost Canada? Cold much! #48 weather. #42 in taxes?

Love the cold, hate the heat in California the older I get.
I was just there in the fall, the people are so nice.. I would only get a condo though , having a house would be a pain for an old lady.lol

 

[Moonglow]

My dream condo in Duluth Minnesota~ ( I look at this everyday ) I love the cold

interesting. Thats' so far up there it is almost Canada? Cold much! #48 weather. #42 in taxes?

Love the cold, hate the heat in California the older I get.
I was just there in the fall, the people are so nice.. I would only get a condo though , having a house would be a pain for an old lady.lol

I am getting to where I can't work in the heat anymore...So It's over, all over...My greatest attempt as a mad scientist..An open air stem bath that causes rain..

 

[Mikeoxenormous]

I live in area where land is cheap,taxes are cheap and no one around to tell you what to do, unless you're married...

I live in area where land is cheap,taxes are cheap and no one around to tell you what to do

His parents basement......

My parents are dead, how about yours?

Yes they are, but I moved to my own house long ago...