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John Wasik offers an*intriguing proposal:
When you buy a car, your insurer underwrites the risk according to your age, driving/arrest/ticket record, type of car, amount of use and other factors. A teenage driver behind the wheel of a Porsche is going to pay a lot more than a 50-year-old house wife. A driver with DUI convictions may not get insurance at all. Like vehicles, you should be*required*to have a policy before you even applied for a gun permit. *Every seller would have to follow this rule before making a transaction ...
