'You're an idiot' is not a health care debate - St. Petersburg Times Here's the part that I absolutely agree with: Anecdotal story: When I first started with my current employer 5 years ago, health coverage cost about $400 per month for my family of 4. I had the cadillac of the insurance plans that my employer offered. And I was willing to pay it because I with starting a new job and a new child, our finances couldn't take a hit of possibly coming out of pocket for something large. So I decided better to pay a little more now instead of being hit with a possible wallop in case something happened. Now it costs over $600, for significantly less coverage. I now have a hospital copay of $500 when it used to be $100, etc. Also, the insurance company is now not allowing us to go to the largest healthcare provider in our area (Wellstar). Despite there being 3, count 'em, THREE Wellstar hospitals within 10 miles of where we live, we have to drive to the boonies to another provider over 20 miles away if we need to visit the hospital. If there is an emergency with my family of course I'm going to the closest hospital...which is out of network...which I'm going to pay an arm and a leg for. Might as well not even have insurance. But I can't opt out of course until open enrollment in 5 months. Reduced coverage, higher costs. Within 5 years, 50% increase in cost, more than double the drive. Absolutely f***ing ridiculous. I don't pretend to have the answer, but this is untenable IMO.