Illegal Immigrants Good Mortgage Risk December 25, 2007 Some banks allow illegal immigrants to obtain a home mortgage even if they don't have a Social Security number. While the borrower's citizenship status may be undocumented, their ability to pay is thoroughly checked out. Surprisingly, illegal immigrants are often a good risk. SCOTT HORSLEY: Manuel(ph) has spent more than a decade hanging dry wall in the high-rise hotels and casinos of Las Vegas. Now, he finally has four walls to call his own. A year-and-a-half-ago, Manuel barrowed $213,000 to buy a house in Las Vegas for himself, his wife, and their two children. Illegal Immigrants Good Mortgage Risk : NPR Could the reason be that Manuel Illegal Alien kept the job that paid his mortgage with the job he took from Joe Citizen and unemployed dry wall hanger Joe Citizen could not?