If Obamacare is so great why are there no insurers backing it and

Discussion in 'ObamaCare' started by Bassman007, Jul 2, 2017.

  1. debbiedowner
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    debbiedowner Gold Member

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    If you want to dive into the 10,000 page ACA have at it, but here is the article:

    Insurers not interested in selling ObamaCare across state lines


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    © Getty
    Donald Trump had one response when asked about how he would replace ObamaCare at this week’s presidential debate: He’ll allow companies to sell insurance across state lines.

    The GOP’s decade-old talking point has gained momentum since the healthcare law passed six years ago. But Republicans rarely — if ever — acknowledge that the crux of what they want is already allowed under ObamaCare.



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    For the last 10 months, states have been legally allowed to let insurers sell plans outside their borders.
    Despite the idea’s enduring popularity, no states have signaled interest in the policy, insurance experts and regulators say. And the federal government never even finished writing the rules for how it would work.

    “Insurers aren’t interested at this point,” Linda Blumberg, a senior fellow on health policy at the Urban Institute, said in an interview. “It’s kind of a lot of effort for no necessary return.”

    ObamaCare’s little-known provision that allows insurers to sell plans across state lines was tucked inside the 1,000-page law at the time of its passage, though it didn’t go into effect until January 2016.

    Under the law, two or more states can band together into what’s called a “healthcare choice compact.” That means people can buy health coverage from another state that wouldn’t be subjected to the rules of their home state, as long as those states agree.

    States would have to explicitly pass legislation to empower insurers to enter into these agreements.

    Thirteen states have tried to pass these laws since ObamaCare was signed in 2010, in part because of a push by the powerful conservative group American Legislative Exchange Council.

    Only three states have approved those laws — Kentucky, Georgia and Maine — although none have actually made deals with other states to sell their plans, according to the National Conference of State Legislatures.

    Conservatives say the provision that’s already in the law is far from what Republicans have in mind when they’re touting the idea on the campaign trail.

    “It’s like a fake-out, and it’s not even a very convincing fake-out,” said Tom Miller, a health policy expert at the conservative American Enterprise Institute.

    Insurance companies in these special agreements under ObamaCare would still have to follow the law’s minimum standards, which requires all health plans to cover certain types of providers and services in each network. The biggest change is that companies could skirt rules that are stricter than ObamaCare’s.

    “All that’s saying is, you get to do something different as long as you do the same thing you’re doing before,” Miller added.

    In the GOP’s ideal world, companies would be selling insurance across state lines without the mandatory coverage requirements of ObamaCare.

    Candidates like Trump have vowed to entirely repeal the healthcare law. States would again set their own regulations, leaving GOP-controlled statehouses to set low regulatory bars with hopes of driving down the costs of health plans.

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  2. Redfish
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    Redfish Platinum Member

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    Geez, did you even read it? It says that insurers are not interested is selling OBAMACARE across state lines, It does not say that insurers are not interested is selling health insurance across state lines.

    Of course they don't want to sell obamacare across state lines, they are already losing money on it.
     
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  3. dblack
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    dblack Gold Member

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    I understand your frustration. It can be painful to find out you've been conned.
     
  4. Redfish
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    Redfish Platinum Member

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    I have not been conned. the leftist morons on this forum have been conned. Was your comment aimed at them?
     
  5. dblack
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    dblack Gold Member

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    It's aimed at anyone commenting on the topic who can't be bothered to read up on it. Employer provided group health insurance is the single biggest problem plaguing the health care market. If I were an authoritarian, like most of the folks here, I'd suggest we ban it outright. But that isn't really necessary. All we need to do is stop subsidizing it with government and let the market sort it out. People won't pay for worthless crap if they're spending their own money.
     
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  6. Vandalshandle
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    Vandalshandle Gold Member

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    Well, let's see. On one hand, I have the World Health Organization's opinion on health care. On the other hand, I have Redfish's opinion on health care. Which one would I go with? Man, that's a hard choice!
     
  7. dblack
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    dblack Gold Member

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    Try forming one of your own. Read up on the history of health care and health insurance and see where you end up. There's a lot of money and power at stake with "health care reform", which means there's a lot of propaganda.
     
  8. debbiedowner
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    debbiedowner Gold Member

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    Goddamn I've tried to be polite to you but you make it really hard. You asked me to prove that they could sell it NOT if they were interested. You don't even know what you post. I proved they could have sold it if they had wanted to.
     
  9. Vandalshandle
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    Vandalshandle Gold Member

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    Sorry, Black, but I meant it when I said that you are not qualified for discussion on health care, when you stated that group insurance was failed. Having spent 50 years career in group health insurance, I simply can not carry on a conversation with someone who is that ignorant on the subject.
     
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  10. dblack
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    dblack Gold Member

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    Yes, you keep striking this pose, but it isn't as flattering as you seem to think: [​IMG]
     

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